- Financial Crisis and New Dimensions of Liquidity Risk: Rethinking Prudential Regulation and Supervision
19 October 2009
This paper aims to stress the importance of market liquidity for the stability of the financial system, emphasizing the pivotal role played by liquidity risk in the development of the current…
- Re-Examining the Role of Market Discipline for Bank Supervision: Evidence from the Subprime Crisis
20 April 2010
We reexamine the effectiveness of markets in monitoring bank riskiness using a panel of large commercial and investment banks for the period just before and during the subprime financial crises. We…
- Coordination of Banking Supervision in the EU
15 September 2018
Banking supervision offers a "public good" - financial stability for the banking system. EU policies to mitigate the effects of the global economic crisis do not deliver the predicted results…
- Effectiveness of Financial Supervision
1 July 2024
This article chronicles a 24-year journey with the Malta Financial Services Authority (MFSA) as it transformed from the regulator of a nascent industry to a sophisticated oversight body. Initially…
- Recent De Novo Bank Failures: How Important Is Supervisor Choice?
10 July 2012
Since 2007, the number of bank failures has soared and many of the failures involved young banks formed during the mid-1990s. This study investigates whether de novo bank supervisory choices…
- Completing requirements of implementation of risk-based supervision
Report · 20 September 2023
Risk-based supervision plays an important role in banking supervision. Recently, Vietnam has not officially and completely applied the risk-based supervision due to the lack of some requirements.…
- Regulations, Supervision and Banks' Cost and Profit Efficiency Around the World: A Stochastic Frontier Approach
21 March 2007
This paper uses stochastic frontier analysis and Tobit regressions to provide international evidence on the impact of regulatory, supervision and environmental factors on bank efficiency. Our…
- After the Big Bang and Before the Next One? Reforming the Financial Supervision Architecture and the Role of the Central Bank - A Review of Worldwide Trends, Causes and Effects (1998-2008)
Report · 2 February 2009
Today policymakers in all the countries, shaken by the financial crisis of the 2007-2008, are carefully reconsidering the features of their supervisory architecture. Over the last ten years the…
- Bank Supervision Russian Style: Evidence of Conflicts between Micro- and Macro-Prudential Concerns
18 October 2007
Supervisors sometimes have to manage both the micro- and macro-prudential dimensions of bank stability. These may either conflict or complement each other. We analyze prudential supervision by the…
- Optimal Prudential Regulation of Banks and the Political Economy of Supervision
2 July 2014
We consider a moral hazard economy in banks and production to study how incentives for risk taking are affected by the quality of supervision. We show that low interest rates may generate excessive…
- Financial Supervision Regimes and Bank Efficiency: International Evidence
Report · 21 June 2013
There exists a lively debate as for the appropriate architecture of the financial supervision regime, with a long list of theoretical advantages and disadvantages associated with each one of its key…
- 영국 거시건전성 감독체계의 작동 원리와 정책적 시사점 (Principles of UK Macroprudential Supervision and Policy Implications)
13 June 2018
Korean Abstract: 거시건전성 감독 기능의 강화는 글로벌 금융위기 이후 규제개혁의 핵심의제의 하나로 도입되었다. 거시건전성 감독은 정책의 초점을 금융시스템 차원에 맞춤으로써 기존 미시건전성 감독의 한계를 극복하고 시스템적 금융위기의 재발 가능성을 낮추기 위한 것이다. 선제적으로 거시건전성 감독 체계를 제도화한 영국의 사례는 우리나라에 시사점을…
- The Effects of Bank Regulation on Financial Development in the MENA Countries: The Supporting Role of Supervision
11 August 2021
This study investigates the impact of bank regulation on financial development in the MENA countries for the period 1995-2014. Restrictions on activity, foreign banks, and capital were used as…
- 신BIS 자기자본규제 제도와 거시건전성 감독: 문헌연구 (The Basle Ⅱ Capital Standards and Macro-Prudential Supervision)
18 August 2017
Korean Abstract: 본 연구는 신BIS의 도입에 따라 예상되는 금융회사 여신의 경기순응성을 완화할 바람직한 금융감독 방향을 모색하는 데 목적을 두고 있다. 그동안 BIS 자기자본 규제의 경기순응성에 대해 서는 많은 연구가 있었으나 주로 실증분석에 치중함에 따라 감독방식의 전반적인 큰 흐름을 간과한 점이 없지 않았다. 이와는 달리 본 연구에서는…
- The Real Effects of Bank Supervision: Evidence from On-Site Bank Inspections
3 November 2020
We show that bank supervision reduces distortions in credit markets and generates positive spillovers for the real economy. Combining a novel administrative dataset of unexpected bank inspections…
- Central Bank Supervisory Role: Micro-Prudential Supervision and Regulation of ESG Risks
Report · 12 May 2023
Recent years have seen great strides in the deepening of our understanding of how sustainability factors – in particular those related to environment, society and governance (ESG) – may act as…
- Can Soft Regulation Prevent Financial Crises?: The Dutch Central Bank's Supervision of Behavior and Culture
14 November 2018
Financial regulation has traditionally been “hard”: national legislatures and regulators (and sometimes international bodies) require certain kinds of behavior and forbid others, on pain of business…
- Challenges to the Dual Banking System: The Funding of Bank Supervision
12 December 2005
This article examines the funding of bank supervision in the context of the dual banking system. Since 1863, commercial banks in the United States have been able to choose to organize as national…
- Quality of Financial Sector Regulation and Supervision Around the World
12 September 2008
The paper analyzes the quality of financial sector regulation and supervision around the globe. Unlike studies that collect and analyze data on regulation and supervision "on the books," this study…
- 금융소비자 보호를 위한 최적의 금융감독체계: 통합형 vs. 쌍봉형 (Optinal Framework of Financial Supervision for Consumer Protection: One peak or Twin peaks?)
Report · 11 February 2019
Korean Abstract: 본 연구는 규제 외부성과 규제 불완결성을 가정한 이론모형에 기반하여 사회 최적의 금융감독체계를 도출하고 통합형과 쌍봉형 금융감독체계를 비교하였다. 그 결과, 규제 외부성이 완전히 내부화되어 규제 불완결성이 존재하지 않으면 통합형과 쌍봉형은 본질적으로 다르지 않다. 다만 이 경우 쌍봉형이 통합형보다 사회 최적을 달성하는 데 더…
- Does Monetary Policy Affect the Central Bank's Role in Bank Supervision?
30 March 2008
This paper examines whether monetary policy responsibilities alter the central bank's role as a bank supervisor. The analysis focuses on the United States, where the Federal Reserve System shares…
- The Evolution of Nigerian Banking System, Supervision and Current Challenges
29 June 2013
The nature of any nation’s financial regulations and supervision of its banking system to a large extent determines the scope and extent of its economic challenges1 .It is very important to recognise…
- Financial Sector Governance in Banking Supervision: Theory and Practices
4 February 2009
This paper examines the relationship between the quality of banking supervision and governance of the supervisory agency. The analysis is based on indices constructed from the assessment of the Basel…
- Is Banking Supervision Central to Central Banking?
6 April 1998
Whether central banks should play an active role in bank supervision and regulation is being debated both in the United States and abroad. While the Bank of England has recently been stripped of its…
Showing 5,161–5,184 of 7,173 resources.