- How Does Benchmarking Affect Market Efficiency? The Role of Learning Technology
15 November 2022
We study how asset managers' benchmarking affects market efficiency under two learning technologies: separative and integrative. With integrative learning, investors process portfolio-wide signals…
- Big Bank Boards: The Case for Heightened Administrative Enforcement
27 January 2018
Traditional mechanisms for monitoring management behavior in the form of shareholder derivative claims of breach of fiduciary duty are not well suited to the task of monitoring bank managers’…
- Disruptive Technology, Long-Run Risk, and Asset Prices
5 September 2014
This paper studies the long-run risk embedded in the news on investment-specific technology (IST), such as the emergence of AI-enhanced robotics, which can substantially change the production…
- Comparison Between Risk and Return of Financial Conglomerates in Indonesia: Vertical, Horizontal and Mixed (TOPSIS Analysis)
27 January 2021
Financial conglomeration in Indonesia is a unique form because Indonesia has three financial conglomeration types that existed. There are vertical, horizontal, and mixed types. In fact, many…
- Addressing the Sustainability of Distributed Ledger Technology
Report · 14 February 2022
This paper proposes policies to improve the environmental sustainability of distributed ledger technology (DLT). While the proof-of-work (PoW) consensus protocol requires large amounts of…
- Data Technology Empowerment and Corporate Green Innovation
Data, emerging as a new key factor of production following land, capital, labor, and technology, is profoundly transforming firms’ operating models and innovation paradigms. However, it remains…
- Can Banks Lend Like Fintechs? Technology, PPP, and the COVID-19 Pandemic
2 May 2022
Using granular data, we describe the dimensions along which bank technologies differ from fintech competitors and construct a novel measure of a bank’s technology based upon its technology overlap…
- A Relationship between Information Technology Implementation and Acquisition of Competitive Advantages in Banking in Croatia
20 November 2018
Strong development of information technology corresponds to a growing corporate investment into this segment, especially in the field of financial services and telecommunications. This work aims to…
- Bank Runs in the Digital Era: Technology, Psychology and Regulation
22 April 2025
bank run occurs when a large group of depositors withdraw their money from banks at the same time. The bank customers involved are typically driven by fears that the institution will become…
- Insurtech Development and Technology Investment of Insurers: The Perspective of the Catfish Effect
21 May 2025
This study empirically examines whether InsurTech development leads to technology investment engagement in the US property-liability insurance industry by utilizing a combined dataset from the…
- Why Do Supervisors Rate Banking Organizations?
10 December 2021
This article addresses a question that at first may appear simple: why do supervisors rate banking organizations? Prudential supervisors have a long-standing practice of confidentially rating the…
- Prospects for Using Blockchain Technology in Accounting
7 July 2020
The purpose of the article is the theoretical basis and further prospects for the use of blockchain technology in modern accounting. The study examines the theoretical and technical aspects of…
- SVB 사태의 교훈: 금융감독 제도의 개선 방향(Lessons from the SVB Failure: How to Fix the Financial Supervision System)
Report · 7 July 2025
This paper reviews policy reports and white papers to analyze the causes of the Silicon Valley Bank (SVB) collapse in March 2023 and the response of financial supervisory authorities. Our findings…
- Unlocking Potential: The Impact of Financial Technology (FinTech) on Financial Inclusion and Personal Economic Security
30 May 2024
[enter AbstracFinancial technology, or FinTech, is revolutionizing access to financial services. Traditional systems often leave underserved populations behind due to distance, documentation…
- Managing Disruptive Technology: Internet Banking Ventures for Traditional Banks
Report · 26 April 2010
This study examines the perception of the nature of technological change for Internet Banking by proposing and testing a model of the strategic management of online banking by traditional banks.…
- Climate Policy, Technology Choice, and Multiple Equilibria in a Developing Economy
Report · 4 August 2010
Control of carbon dioxide emissions in developing countries is becoming a key issue in the international climate policy. A critical element for achieving substantial emission reduction in those…
- Transforming Financial Reporting Practices in Bangladesh: The Benefits and Challenges of Implementing Blockchain Technology
Report · 6 May 2023
This study examines how Bangladesh's financial reports could benefit from implementing Blockchain Technology (BCT). First, this article introduces BCT, discussing its benefits and potential…
- Toward a Technology-Innovation Radar for Smart Phone Sector for Competitive Advantage
20 October 2024
In the highly competitive smartphone sector, the ability to innovate and adapt to emerging technologies is crucial for sustaining market leadership. Developing a technology-innovation radar for the…
- Navigating Personal Finance in the COVID-19 Era: A Technology Perspective
30 May 2024
This study examines the pivotal role of technology in personal financial management during the COVID-19 pandemic, focusing on the theme "Navigating Personal Finance in the COVID-19 Era: A Technology…
- The Real Effects of Banking Supervision: Evidence from Enforcement Actions
Report · 13 March 2014
We present a novel way to examine macro-financial linkages by focusing on the real effects of bank supervisors’ enforcement actions. Exploiting plausibly exogenous variation in supervisory monitoring…
- Fraud Risk – The Role of Information Technology
10 July 2014
The report is about an analysis for how banks have done transformations for a lot of years and continue to depend on technology more and more for providing fulfillment of transactions to its valuable…
- Empirical Analysis of the Impact of International Technology Spillovers on Digital Inequality in China
30 July 2024
China's digital economy faces development bottlenecks caused by digital inequality. Does a region's ability to absorb international technology spillovers affect its digital divide? We explore the…
- Public Risk Governance in Banking: A UK View
10 June 2014
This paper tackles the issue of risk governance of the banking sector. Since the 2007 financial crisis, there has been an increased awareness of risk governance in the banking sector. The importance…
- European Banking, Insurance and Investment Services Law: Cutting Through Sectoral Lines?
28 October 2015
Financial law and supervision are to a large extent divided into three separate branches – banking, securities and insurance law – reflecting the three traditional sectors of the financial industry.…
Showing 4,777–4,800 of 7,173 resources.