- Financial Inclusion, Banking Stability, and Digital Technology Development in ASEAN
Report · 24 July 2021
The purpose of this study is to examine the effect of financial inclusion, supported by digital technology development on income inequality, poverty, and banking stability in ASEAN’s emerging…
- Institutional Innovation of China's Wealth Market Regulation
20 August 2023
The development of the wealth management market is based on the needs of investors. The logic of market regulation should also be based on the interests of investors. On the basis of summarizing the…
- Analyzing the Nexus of Green Finance, Clean Energy, Green Technology and Environmental Responsibility: Evidence from the Dcc-Midas
24 May 2022
Climate change has been a concern for governments and green groups around the world in recent years. This paper uses Dynamic Conditional Correlation with Mixed Data Sampling (DCC-MIDAS) model to…
- Open banking boost and brake: an Extended Technology Acceptance Model
Report · 28 September 2023
Open banking allows third-party financial service providers to access transactions and other financial data from traditional financial institutions through an application programming interface (API).…
- Factors Influencing Use Intention of Internet-Only Banks in Korea: An Extension of Extended Unified Theory of Acceptance and Use of Technology and Technology Readiness Index
4 June 2022
This study examined the mechanisms accounting for current and potential customers’ use intention of Internet-only banks by integrating the Extended Unified Theory of Acceptance and Use of Technology…
- Systematic Review of Blockchain Technology in Trade Finance and Banking Security
Report · 3 March 2025
Blockchain technology has emerged as a transformative force in financial systems, offering enhanced security, transparency, and efficiency in banking, trade finance, and regulatory compliance. This…
- Empirical Analysis of the Impact of International Technology Spillovers on Digital Inequality in China
24 February 2024
China’s digital economy faces development bottlenecks caused by digital inequality. Does a region’s ability to absorb international technology spillovers affect its digital divide? We explore the…
- The principle of proportionality as an area of national discretion
30 August 2023
It has already been discussed in detail in CEBS’s technical advice to the European Commission on options and national discretions of 2008: the principle of proportionality has been an important theme…
- Does Basel Compliance Matter for Bank Performance?
26 May 2016
The global financial crisis underscored the importance of regulation and supervision to a well-functioning banking system that efficiently channels financial resources into investment. In this paper…
- Conceptualising a Technology and Digitalization Framework for Zimbabwean Microfinance Institutions to Improve Service Delivery
19 December 2023
There has been a rapid continuous change in the business world in the past two decades. The dynamism of technology has forced many businesses to heavily rely on digitalizing as it is the new way of…
- Cross-border supervisory cooperation: a progress report and research agenda
Report · 23 March 2024
National supervisors in a world of integrated financial markets and cross-border banks face limited information and biased incentives, which can exacerbate financial fragility. While supervisory…
- Choice of Rating Technology and Price Formation in Imperfect Credit Markets
17 May 2007
urate rating systems are of key importance for banks to price and manage their loan portfolios. In this paper we analyze the choice of the rating technology in an oligopolistic banking sector. In our…
- New Technology Adoption and Peer Effects among Service Workers: Evidence from Aadhaar Enabled Payment System
22 September 2025
Given the increasing pace of new technology introductions and associated adoption challenges experienced by service workers, our study investigates whether and to what extent peers affect service…
- Towards a Data-Driven Technology Roadmap for the Bank of the Future: Exploring Big Data Analytics to Support Technology Roadmapping
25 January 2022
The South African banking industry has evolved from simply plugging technologies into its systems to a data-intensive domain. With data disrupting every known market, there is a significant need to…
- Bank Technology M&As and Market Valuation: Lessons from the COVID-19 Shock
14 April 2025
We study listed banks in 27 OECD countries that executed technology M&As over the two decades spanning 1998-2019 and assess their market performance during the COVID-19 pandemic. Our findings reveal…
- CLUSTERING BANK RISK AND PERFORMANCE IN VIETNAM POLICY IMPLICATIONS FOR EARLY-WARNING SUPERVISION
Report · 4 November 2025
This study applies Principal Component Analysis (PCA) and the K-means clustering algorithm to classify commercial banks in Vietnam according to financial performance and risk characteristics during…
- Is Meta-Regulation All It's Cracked Up to Be? The Case of UK Financial Regulation
27 September 2013
One of the key components of regulatory regimes is the approach that the regulator adopts towards the supervision of the regulated. Regulators are therefore always looking for supervisory approaches…
- Misdiagnosis: Incomplete Cures of Financial Regulatory Failures
30 July 2014
In the aftermath of the global financial crisis, U.S. authorities are attempting to improve financial regulation and supervision. This involves a three-step process: (1) diagnosis of what went wrong…
- How Law, Politics and Transnational Networks Affect Technology Entrepreneurship: Explaining Divergent Venture Capital Investing Strategies in China
15 September 2009
This article identifies three distinct patterns of investment behavior by venture capital firms investing in technology sector start-ups in China. The first pattern is the service-oriented…
- Innovations in Asset Management Under a Regulatory Perspective: Which Rules Can Support the Success of Fintech?
28 August 2020
This analysis focuses on the application of fintech to collective portfolio management, as a result of a regulatory intervention that arise from the directions of EU policymakers and authorities. Our…
- Information Technology Improvement and Small Business Lending
31 July 2018
This paper evaluates how information technology (IT) improvements contribute to the decline of small business lending in the US commercial banking market from 2002 to 2017. I estimate a general…
- Input-Price Risk Management: Technology Improvement and Financial Hedging
25 September 2017
Research has suggested that firms may benefit from price uncertainty - about input commodities - because it creates an "option value". We use a stylized mathematical model to explore and generalize…
- Banking Supervisory Architecture and Sovereign Risk
17 July 2023
This paper investigates whether the design of the banking supervisory architecture impacts sovereign risk. Exploiting the implementation of the Single Supervisory Mechanism (SSM) in Europe, we find…
- A Conceptual Study on Customers Adoption of iMobile App Technology in ICICI Bank
29 April 2017
Technology revolution is enhanced in everywhere of the world. It is more power based and essential aspects in each and every sector of an industry. Technologies are more adoptable and favorable to…
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