- Examining the Adoption of Blockchain Technology in Financial Information Systems
Report · 3 February 2025
This research explores the adoption of blockchain technology in financial information systems, focusing on the motivations, barriers, and potential impacts on financial institutions. As blockchain…
- Adapting to Change: How Blockchain Technology Increases Customer Satisfaction in Reshaping Industries
18 April 2023
This work is a comprehensive guide to the impact of blockchain technology on various industries, and how it is enhancing customer satisfaction. The book begins by introducing blockchain technology in…
- Distributed Ledger Technology, Carbon Accounting, and Emissions Trading
Report · 18 August 2025
This paper examines the potential applications of Distributed Ledger Technology (DLT), including blockchain-based platforms, to enhance the transparency, efficiency, and integrity of carbon…
- Examination as a Method of Consumer Protection
Report · 6 January 2016
Lack of compliance with consumer protection law has been a crucial problem in the field for as long as such law has existed. The Consumer Financial Protection Bureau (CFPB) has the potential to…
- The Supervisory Framework Surrounding Nonbank Participation in the U.S. Retail Payments System: An Overview
19 July 2005
Nonbank providers of payment services are important in the United States and appear to have become more prominent in recent years. This development, by itself, poses unique risks to the payments…
- Phoenix Rising: Legal Reforms and Changes in Valuations in Finland During the Economic Crisis
28 October 2006
Finland experienced an extremely severe economic depression in the early 1990s. As a part of the government's crisis management policies, significant new legislation was passed that increased…
- Disruptive Technology and the Fintech Industry in Nigeria: Imperatives for Legal and Policy Responses
8 January 2019
From faster payments to online lending and distributed ledgers, Financial Technology (popularly referred to as Fintech) is radically revolutionalising the way and manner in which we conduct our…
- Blockchain Technology in the Glance of Consumer Protection
Report · 12 March 2020
Blockchain technology has shaken the economic and IT-world in the last 10 years, and it’s knocking on the door of the regulators. In many countries the government still has not decided how to deal…
- Fintech Toolkit: Smart Regulatory and Market Approaches to Financial Technology Innovation
8 June 2020
Finance has been transformed by digitalization and datafication over the past five decades. The latest wave of technology in finance (Fintech) is re-shaping the sector at an unprecedented pace. This…
- High-Quality Information Technology and Capital Investment Decisions
5 July 2019
We examine the effect of high-quality information technology (IT) on management’s capital investment decisions. Evaluating capital investment decisions with contemporary investment efficiency and…
- Auditing in the Digital Age: Determinants and Consequences of Technology Investment
24 July 2025
Technological advancements are reshaping the business landscape, yet their use in financial reporting has been slow. This study examines auditors' and companies' technology investment decisions and…
- A Pragmatic Approach to the Phased Consolidation of Financial Regulation in the United States
13 November 2008
This essay proposes a phased transformation of financial regulation in the United States to focus the Federal Reserve Board on oversight of market stability, including systemically important…
- Bank Regulation and Supervision in 180 Countries from 1999 to 2011
19 January 2013
In this paper and the associated online database, we provide new data and measures of bank regulatory and supervisory policies in 180 countries from 1999 to 2011. The data include and the measures…
- Gender and Firm Performance around the World: The Roles of Finance, Technology, and Labor
12 March 2021
Using the World Bank Enterprise Survey (WBES) data from 2006-2017 on 130,000 firms in 130 countries across the globe, we document that women-led firms tend to underperform men-led firms. The main…
- The Role of Business Model Analysis in the Supervision of Insurers
Report · 27 March 2014
The Prudential Regulation Authority (PRA) supervises insurance companies since, in the absence of regulation, there could be adverse effects for policyholders and financial stability. Like all firms…
- Shifts in Competences between Member States and the EU in the New Supervisory System for Credit Institutions and Their Consequences for Judicial Protection
Report · 21 January 2015
The Single Supervisory Mechanism (SSM) is a striking example of the tendency within the EU to transfer decisive, regulatory and enforcement powers to the EU level. The SSM involves a complex system…
- Influence of Social and Environmental Responsibility and Financial Results in Green Information Technology Adoption and the Disposal of E-Waste
21 March 2024
The aim of this study was to assess the impact of environmental accountability and financial outcomes on the implementation of Green Information Technology and the management of Electronic Waste…
- Do Technology Export Regulations Impact Corporate Trade Credit Financing? Evidence from China
31 January 2024
Based on an exogenous shock—the 2008 revision of the Catalog of Technologies Prohibited and Restricted from Exports in China—we use a difference-in-difference (DID) research design to examine the…
- Technology-mediated education for marginalized populations: financial literacy gap
Report · 19 March 2024
person's financial attitude includes thoughts, attitudes, and self-confidence in managing money. A positive financial attitude is essential for responsible financial behavior and long-term…
- Understanding Blockchain Technology
Report · 30 April 2024
Blockchain technology has gained great attention from academics and practitioners and its implementation has been considered as a crucial component for the development of digital economy and finance.…
- Governance in Systems Based on Distributed Ledger Technology (DLT): A Comparative Study
Report · 1 July 2021
The (experimental) use of DLT is growing, also in the financial sector. DLT systems themselves advocate the fact that they use (consensus) algorithms and cryptography to create a leaderless system…
- Optimized and Dynamic KYC System Based on Blockchain Technology
6 October 2018
Systems that use blockchain technology to improve the know-your-customer (KYC) process have only been proposed at a conceptual level and all share certain attributes that make their adoption by…
- The Use of Blockchain Technology and Homeostatic Principles in the Monetary Policies of States
Report · 24 May 2021
The article presents the main trends in the application of blockchain technology and the basic principles of homeostatics in the formation of monetary policy: theoretical approaches and a…
- Rethinking Personal Finance: The Role of Technology in COVID-19 Times
30 May 2024
This study investigates the transformative impact of technology on personal financial management during the COVID-19 pandemic, under the theme "Rethinking Personal Finance: The Role of Technology in…
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