Can Banks Lend Like Fintechs? Technology, PPP, and the COVID-19 Pandemic

Can Banks Lend Like Fintechs? Technology, PPP, and the COVID-19 Pandemic

Can Banks Lend Like Fintechs? Technology, PPP, and the COVID-19 Pandemic

Using granular data, we describe the dimensions along which bank technologies differ from fintech competitors and construct a novel measure of a bank’s technology based upon its technology overlap with fintech firms.

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