- The Effect of Bank Supervision on Loan Growth
5 November 2006
This paper quantifies the short-term and long-term impact of bank supervision (measured using CAMEL composite and component ratings) on different categories of loan growth: (a) commercial and…
- Stablecoins: Implications for Monetary Policy, Financial Stability, Market Infrastructure and Payments, and Banking Supervision in the Euro Area
Report · 23 October 2020
This paper summarises the outcome of an analysis of stablecoins undertaken by the ECB Crypto-Assets Task Force. At the time of writing, the stablecoin debate lacks a common taxonomy and unambiguous…
- The Regulation of Cryptocurrency in China
25 April 2023
The essence of blockchain is distributed ledger technology (DLT) that is disintermediated, unchangeable, and decentralized. As an application of blockchain technology, cryptocurrency has impacted the…
- Risk-Based Supervision of Pension Funds: A Review of International Experience and Preliminary Assessment of the First Outcomes
Report · 20 April 2016
This paper provides a review of the design and experience of risk-based pension fund supervision in several countries that have been leaders in the development of these methods. The utilization of…
- Market Discipline and Banking Supervision: The Role of Subordinated Debt
28 February 2008
One of the aims of mandatory subordinated debt is to enhance both direct and indirect market discipline. Indeed, on the one hand, holding subordinated debt can affect banks' behaviour by changing…
- Ethical Failures in Regulating and Supervising: The Pursuit of Safety Net Subsidies
Report · 26 September 2008
This paper traces the financial institution crisis of 2007-2008 to a breakdown in the incentives of regulators, supervisors, managers, and investors to perform adequate due diligence on securitized…
- Corruption and bank risk-taking: The deterring role of Shari’ah supervision
Report · 5 October 2021
This paper investigates whether the risk-taking of Islamic banks is differently affected by corruption compared to conventional banks. Indeed, the presence of Shari’ah supervisory boards (SSBs), as a…
- Market Information in Banking Supervision: The Role of Stress Test Design
Report · 15 October 2022
The Basel committee views market discipline as complementing banking supervision. This paper studies how supervisors should design stress tests when markets discipline banks via price signals their…
- Public Credit Registries as a Tool for Bank Regulation and Supervision
Report · 20 April 2016
This paper is about the importance of the information in Public Credit Registries (PCRs) for supporting and improving banking sector regulation and supervision, particularly in the light of the new…
- Investment Strategies for Sourcing a New Technology in the Presence of a Mature Technology
6 November 2018
To stay competitive, high-technology manufacturers (HTMs), such as Apple and Intel, not only frequently source new technologies from their suppliers, but also financially support the development of…
- The Fed's New Model of Supervision for 'Large Complex Banking Organizations': Coordinated Risk-Based Supervision of Financial Multinationals for International Financial Stability
Report · 10 February 2006
Large internationally active financial institutions, in particular multinational banks, have the capacity to create profound disturbances in the globalized financial markets in the event of failure.…
- CCP Supervision After Brexit: From Extraterritoriality to a Model of Shared Control
23 May 2023
Brexit has triggered a battle over the clearing of derivatives between the United Kingdom and the European Union. While the former seeks to maintain its preeminent market position, the latter seeks…
- Microfinance Regulation and Supervision: A Multi-Faced Prism of Structures, Levels and Issues
Report · 7 April 2013
Microfinance is a new, varied and intriguing sector for academics, practitioners and regulators. The current debate about financial sector reforms after the global financial crisis, the recent…
- Keynote Address: The Role of Capital in Optimal Banking Supervision and Regulation
16 November 2007
Keynote remarks by Federal Reserve Chairman Alan Greenspan on "The Role of Capital in Optimal Banking Supervision and Regulation."
- Allocating Lending of Last Resort and Supervision in the Euro Area
24 May 2002
The Maastricht Treaty created the European System of Central Banks and the European Central Bank to head this system. The Treaty entrusted the European Central Bank with the responsibility for…
- The Effects of Capital on Bank Lending in Large EU Banks – The Role of Procyclicality, Income Smoothing, Regulations and Supervision
1 January 2015
This paper aims to find out what the impact is of bank capital ratios on loan supply in the EU and what factors explain the potential diversity of this impact. Applying the Blundell and Bond (1998)…
- Inaction in Macro-Prudential Supervision: Assessing the EU's Response
Report · 14 March 2019
In the macro-prudential literature, ‘inaction bias’ describes the supposed tendency of macro-prudential actors to favour inaction over action when considering the use of macro-prudential tools. While…
- Supervising Cross-Border Banks: Theory, Evidence and Policy
30 November 2011
This paper analyzes the distortions that banks’ cross-border activities, such as foreign assets, deposits and equity, can introduce into regulatory interventions. We find that while each individual…
- Il ruolo della vigilanza nella prevenzione dei dissesti finanziari (The Role of Supervisory Authorities in Preventing Financial Crises)
12 January 2016
Italian Abstract: Tesi di laurea in giurisprudenza sul ruolo della vigilanza nella prevenzione delle crisi finanziarie. Nel capitolo 1 è discusso lo sviluppo del quadro normativo della vigilanza a…
- Supervision of Financial Institutions Revisited: The Transition From Basel I to Basel III. A Critical Appraisal of the Newly Established Regulatory Framework in Response to the Credit Crunch
8 March 2021
In order to address the weaknesses of the financial system revealed by the recent financial crisis, Basel Committee introduced a series of changes in the international regulatory framework. Basel III…
- Why Supervise Banks? The Foundations of the American Monetary Settlement
17 July 2019
dministrative agencies are generally designed to operate at arm’s length, making rules and adjudicating cases. But the banking agencies are different: they are designed to supervise. They work…
- Standard for Asset Impairment Change, Independent Audit Supervision and Strategy Choice of Earnings Manipulation
5 June 2007
In the moment of China's new Standard for Asset Impairment change of no permission for the reversal of four items of impairment provisions, this paper studies that in the transitional years of 2005…
- Multiperiod Insurance Supervision: Top-Down Models
11 March 2012
We describe a top-down procedure for the supervisory accounting of insurance companies with special emphasis on market impacts. The technical tools are a multiperiod risk assessment, a market…
- Bank Regulation and Supervision Ten Years after the Global Financial Crisis
15 November 2019
This paper summarizes the latest update of the World Bank Bank Regulation and Supervision Survey. The paper explores and summarizes the evolution in bank capital regulations, capitalization of banks…
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