- The New Basel Capital Accord in Supervisory Regulations of the European Union
1 March 2013
The purpose of the paper is to analyze solutions recommended by the Basel Committee on Banking Supervision (especially the New Basel Capital Accord) in the aspect of their application in the European…
- Legal Aspects of the European Central Bank (ECB) - The ECB within the European System of Central Banks (ESCB) and the European System of Financial Supervision (ESFS) - Second (Extended and Updated) Edition
23 April 2018
The present study is structured in two Chapters – the first containing three Sections and the second two – as follows: (a) Chapter One focuses on the European Central Bank (ECB) within the European…
- Monitoring the Supervisors: Optimal Regulatory Architecture in a Banking Union
Report · 5 June 2013
I study the optimal architecture of bank supervision in a federal system. A central supervisor gets information about a bank, for instance through stress-testing, and decides whether an on-site…
- Regulatory Technology
Report · 17 April 2018
Technology changes society. Financial services and their regulation is not immune from this. Indeed, distributed ledger technology and artificial intelligence have the potential to change the way in…
- Quantifying Financial Stability in Austria – New Tools for Macroprudential Supervision
Report · 29 May 2014
This paper’s objective is to contribute to the evolving field of macroprudential supervision in Austria in a twofold way: First, we construct an Austrian financial stress index (AFSI) that quantifies…
- Supervision and Cost Efficiency in Banking
Report · 27 August 2014
This paper suggests a link between bank operating efficiency and federal supervisor. Since supervisory priorities can vary by the context in which the supervisor was conceived, resulting differences…
- Do Not Attack the Watchdog! Banking Supervisor's Liability After Peter Paul
31 January 2013
Banking supervisory liability has recently received much attention both from supervisory authorities themselves as from academics, thanks to the preliminary proceedings brought by the German Supreme…
- Bank Risk-Taking, Securitization, Supervision, and Low Interest Rates: Evidence from Lending Standards
18 March 2010
We analyze the root causes of the current crisis by studying the determinants of bank lending standards in the Euro Area using the answers from the confidential Bank Lending Survey, where national…
- Globalization: A Challage for Internal Control and Audit in Banking System
7 April 2008
The recent evolution of Romanian banking system, profoundly marked by globalization, has increased the need of a prudential supervision in order to maintain stability and confidence in the financial…
- Financial (In)Stability, Supervision and Liquidity Injections: A Dynamic General Equilibrium Approach
Report · 11 March 2009
We develop a dynamic stochastic general equilibrium model with an heterogeneous banking sector. We introduce endogenous default probabilities for both firms and banks, and allow for bank regulation…
- Regulation, Supervisión and Accounting Conservatism in Banks
25 November 2015
The main purpose of this article is to evaluate the effects of the three pillars of Basel II, i.e. bank regulation, supervision and market discipline, on the timeliness of loan loss provisioning by…
- Redefining a Role for Central Banks: The Increased Importance of Central Banks’ Roles in the Management of Liquidity Risks and Macro Prudential Supervision in the Aftermath of the Financial Crisis
Report · 13 October 2010
Over the recent years, it has increasingly been acknowledged that macro prudential policies are not only considered to be “a missing ingredient from the current policy framework”, but that there has…
- The Effect of Bank Supervision on Loan Growth
5 November 2006
This paper quantifies the short-term and long-term impact of bank supervision (measured using CAMEL composite and component ratings) on different categories of loan growth: (a) commercial and…
- Market Discipline and Banking Supervision: The Role of Subordinated Debt
28 February 2008
One of the aims of mandatory subordinated debt is to enhance both direct and indirect market discipline. Indeed, on the one hand, holding subordinated debt can affect banks' behaviour by changing…
- Ethical Failures in Regulating and Supervising: The Pursuit of Safety Net Subsidies
Report · 26 September 2008
This paper traces the financial institution crisis of 2007-2008 to a breakdown in the incentives of regulators, supervisors, managers, and investors to perform adequate due diligence on securitized…
- Corruption and bank risk-taking: The deterring role of Shari’ah supervision
Report · 5 October 2021
This paper investigates whether the risk-taking of Islamic banks is differently affected by corruption compared to conventional banks. Indeed, the presence of Shari’ah supervisory boards (SSBs), as a…
- Market Information in Banking Supervision: The Role of Stress Test Design
Report · 15 October 2022
The Basel committee views market discipline as complementing banking supervision. This paper studies how supervisors should design stress tests when markets discipline banks via price signals their…
- Public Credit Registries as a Tool for Bank Regulation and Supervision
Report · 20 April 2016
This paper is about the importance of the information in Public Credit Registries (PCRs) for supporting and improving banking sector regulation and supervision, particularly in the light of the new…
- The Fed's New Model of Supervision for 'Large Complex Banking Organizations': Coordinated Risk-Based Supervision of Financial Multinationals for International Financial Stability
Report · 10 February 2006
Large internationally active financial institutions, in particular multinational banks, have the capacity to create profound disturbances in the globalized financial markets in the event of failure.…
- Microfinance Regulation and Supervision: A Multi-Faced Prism of Structures, Levels and Issues
Report · 7 April 2013
Microfinance is a new, varied and intriguing sector for academics, practitioners and regulators. The current debate about financial sector reforms after the global financial crisis, the recent…
- Keynote Address: The Role of Capital in Optimal Banking Supervision and Regulation
16 November 2007
Keynote remarks by Federal Reserve Chairman Alan Greenspan on "The Role of Capital in Optimal Banking Supervision and Regulation."
- Allocating Lending of Last Resort and Supervision in the Euro Area
24 May 2002
The Maastricht Treaty created the European System of Central Banks and the European Central Bank to head this system. The Treaty entrusted the European Central Bank with the responsibility for…
- The Effects of Capital on Bank Lending in Large EU Banks – The Role of Procyclicality, Income Smoothing, Regulations and Supervision
1 January 2015
This paper aims to find out what the impact is of bank capital ratios on loan supply in the EU and what factors explain the potential diversity of this impact. Applying the Blundell and Bond (1998)…
- Inaction in Macro-Prudential Supervision: Assessing the EU's Response
Report · 14 March 2019
In the macro-prudential literature, ‘inaction bias’ describes the supposed tendency of macro-prudential actors to favour inaction over action when considering the use of macro-prudential tools. While…
Showing 1,969–1,992 of 2,731 resources.