- The Need for Greater Pro Active Involvement by Regulators in Financial Regulation and Supervision: Lessons from the Legal and General Case
18 June 2009
This paper considers the need for a more pro active approach which facilitates greater on site work being carried out by supervisors - as highlighted in the Legal and General Case. It also considers…
- The Federal Structure of Financial Supervision: A Story of Information-Flow
24 May 2016
This paper analyzes the financial regulatory structure of the US (federal level) from the point of view of information-flow. Two central discussions regarding regulation of the financial sector have…
- Integrated Financial Supervision: Lessons from Northern European Experience
20 April 2016
In the past, financial supervision tended to be organized around specialist agencies for the banking, securities, and insurance sectors. In recent years, several countries have moved toward…
- The Role of External Auditors in Bank Supervision: A Supervisory Gatekeeper?
recent response to the financial crisis has been to reinvigorate the use of external auditors in financial regulation. The UK Prudential Regulation Authority and Financial Conduct Authority are to…
- Central Banks' Role in Bank Supervision in the United States and United Kingdom
7 January 2003
Driven in part by the question of bank supervision in euro-area countries, a growing body of literature addresses whether central banking and bank supervision should be combined. This paper address…
- 금융안정과 금융감독: 이론적 해석 (Financial Stability and Supervision: Theoretical Interpretation)
11 August 2017
Korean Abstract: 본고는 금융안정을 위한 금융감독 방안을 제시한다. 이를 위해 금융안정을 위협하는 요소를 도덕적 해이, 상호연계성, 경기순응성으로 구분하여 금융안정의 개념을 구체화하였다. 그리고 이러한 위협요소를 사전적으로 예방할 수 있는 금융감독 방안을 세 가지 부문으로 구분하여 제시하였다. 첫째, 건전성 규제는 개별 금융회사 또는 특정…
- Systemic Risk Measures and Their Viability for Banking Supervision
Report · 9 July 2014
We propose a criteria-based framework to assess the viability of systemic risk measures (SRMs) as a monitoring tool for banking supervision and investigate the determinants of the banking system's…
- Bank Supervision after the Financial Crisis: Signals from the Market for Liquidity
11 April 2015
The financial turmoil that we have been living with since August 2007 has left central banks, regulators, politicians, and economists with two big, overriding questions: How do we best get out of the…
- The New EU Regulatory Framework Governing the Approval and Consolidated Supervision of Financial Holding Companies and Mixed Financial Holding Companies
Report · 4 May 2021
In 2019, the so-called “Capital Requirements” Directive 2013/36/EU (CRD IV) was amended by virtue of Directive (EU) 2019/878 (CRD V) in respect to several aspects, including the supervision of…
- Economic Policy Uncertainty and Bank Stability: Does Bank Regulation and Supervision Matter in Major Europe Economies?
1 February 2021
Motivated by the unprecedented high levels of recent economic policy uncertainty in Europe and the globe, this paper examines the relationship between economic policy uncertainty and bank stability…
- Financial Fragility and Economic Performance in Developing Economies: Do Capital Controls, Prudential Regulation and Supervision Matter?
13 February 2006
Little empirical investigation exists of the links among capital account liberalization, prudential regulation and supervision, financial crises, and economic development, mainly because of the lack…
- Financial Supervision as Economic Policy: Importance, Key Facts and Drivers
4 September 2013
This article presents an overview of the evolution of financial supervision as emerging and relevant tool of the overall economic policy design. We concentrate our analysis on the last three decades…
- Financial Crisis and New Dimensions of Liquidity Risk: Rethinking Prudential Regulation and Supervision
19 October 2009
This paper aims to stress the importance of market liquidity for the stability of the financial system, emphasizing the pivotal role played by liquidity risk in the development of the current…
- Re-Examining the Role of Market Discipline for Bank Supervision: Evidence from the Subprime Crisis
20 April 2010
We reexamine the effectiveness of markets in monitoring bank riskiness using a panel of large commercial and investment banks for the period just before and during the subprime financial crises. We…
- Coordination of Banking Supervision in the EU
15 September 2018
Banking supervision offers a "public good" - financial stability for the banking system. EU policies to mitigate the effects of the global economic crisis do not deliver the predicted results…
- Effectiveness of Financial Supervision
1 July 2024
This article chronicles a 24-year journey with the Malta Financial Services Authority (MFSA) as it transformed from the regulator of a nascent industry to a sophisticated oversight body. Initially…
- Recent De Novo Bank Failures: How Important Is Supervisor Choice?
10 July 2012
Since 2007, the number of bank failures has soared and many of the failures involved young banks formed during the mid-1990s. This study investigates whether de novo bank supervisory choices…
- Completing requirements of implementation of risk-based supervision
Report · 20 September 2023
Risk-based supervision plays an important role in banking supervision. Recently, Vietnam has not officially and completely applied the risk-based supervision due to the lack of some requirements.…
- Regulations, Supervision and Banks' Cost and Profit Efficiency Around the World: A Stochastic Frontier Approach
21 March 2007
This paper uses stochastic frontier analysis and Tobit regressions to provide international evidence on the impact of regulatory, supervision and environmental factors on bank efficiency. Our…
- After the Big Bang and Before the Next One? Reforming the Financial Supervision Architecture and the Role of the Central Bank - A Review of Worldwide Trends, Causes and Effects (1998-2008)
Report · 2 February 2009
Today policymakers in all the countries, shaken by the financial crisis of the 2007-2008, are carefully reconsidering the features of their supervisory architecture. Over the last ten years the…
- Bank Supervision Russian Style: Evidence of Conflicts between Micro- and Macro-Prudential Concerns
18 October 2007
Supervisors sometimes have to manage both the micro- and macro-prudential dimensions of bank stability. These may either conflict or complement each other. We analyze prudential supervision by the…
- Optimal Prudential Regulation of Banks and the Political Economy of Supervision
2 July 2014
We consider a moral hazard economy in banks and production to study how incentives for risk taking are affected by the quality of supervision. We show that low interest rates may generate excessive…
- Financial Supervision Regimes and Bank Efficiency: International Evidence
Report · 21 June 2013
There exists a lively debate as for the appropriate architecture of the financial supervision regime, with a long list of theoretical advantages and disadvantages associated with each one of its key…
- 영국 거시건전성 감독체계의 작동 원리와 정책적 시사점 (Principles of UK Macroprudential Supervision and Policy Implications)
13 June 2018
Korean Abstract: 거시건전성 감독 기능의 강화는 글로벌 금융위기 이후 규제개혁의 핵심의제의 하나로 도입되었다. 거시건전성 감독은 정책의 초점을 금융시스템 차원에 맞춤으로써 기존 미시건전성 감독의 한계를 극복하고 시스템적 금융위기의 재발 가능성을 낮추기 위한 것이다. 선제적으로 거시건전성 감독 체계를 제도화한 영국의 사례는 우리나라에 시사점을…
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