- Financial Regulation and Supervision in Corporate Governance of Banks
Report · 4 September 2015
This Essay discusses and analyzes the role of financial regulation and the state’s interference through financial supervision with corporate governance of banks from economic and political…
- A ‘Twin Peaks’ Vision for Europe
13 November 2017
The European financial supervisory architecture is based on a sectoral model with separate authorities for banking, insurance and securities and markets. New developments in the European financial…
- Reliance on Third Party Verification in Bank Supervision
Report
We examine how third party verification of internal controls over financial reporting (ICFR) affects bank supervision by exploiting a change in size thresholds for required FDICIA-related internal…
- International Financial Supervisory Convergence: How Much Should there Be? How Best to Assess the Appropriate Level of Cross Border Supervision and Enforcement?
Report · 17 January 2013
Taxpayers’ money may not be put at risk again. Financial firms have to be efficiently supervised in order to make the financial sector more resilient against any future market turmoil. Efficient…
- Banking Supervision and the Special Resolution Regime of the Banking Act 2009: The Unfinished Reform
27 March 2009
One of the fundamental rationales underpinning banking regulation and justifying the costs it entails is the prevention of banking failures and associated depositor runs. This is exactly what the UK…
- Proposed Indicators for Macro-Prudential Supervision of the Banking System in the CEMAC Zone
Report · 27 June 2010
The main purpose of this paper is to determine the macro-prudential indicators of financial stability that can be used for supervising the banking system in the CEMAC zone. Going by a set of…
- Financial Regulation and Supervision in India and Japan: Case of Banking Sector
17 November 2011
Banks matter for economic growth, for poverty alleviation, for income distribution and for human welfare as a whole. And banks matter when they fail. According to Ross Levine (2005), the fiscal costs…
- The ECB After the Crisis: Existing Synergies Among Monetary Policy, Macroprudential Policies and Banking Supervision
12 December 2019
The prolonged crisis exposed the vulnerability of a monetary union without a banking union. The Single Supervisory Mechanism (SSM), which started operating in November 2014, is an essential step…
- Consolidated Supervision of Financial Institutions and Financial Market in the Republic of Croatia
Report · 5 June 2013
The question of regulation and supervision of all parts of financial system is of major importance for any country. In order to protect the interest of the society and to accelerate the economic…
- The Economics of Supranational Bank Supervision
6 March 2018
We document large variation in the propensity and the intensity in which countries cooperate in the supervision of banks. We show that these variations can be linked to differences in cooperation…
- Toward a Framework for Macroprudential Regulation and Supervision of Systemically Important Financial Institutions (SIFI)
28 December 2010
One of the key features of regulatory-supervisory reform thinking post 2006-2007 Global Financial (nee US Subprime Mortgage) Crisis is emergence and popularisation of the ‘systemic’ theme. In a…
- Does Regulatory Supervision Curtail Microfinance Profitability and Outreach?
20 April 2016
Regulation allows microfinance institutions to evolve more fully into banks, particularly for institutions aiming to take deposits. But there are potential trade-offs. Complying with regulation and…
- A Panel Data Analysis into the Impact of Regulations and Supervision on the African Banking Profitability and Risk Profile
Report · 3 May 2022
This paper investigated the effect of banking regulations and supervision on the profitability and risk profile of banks in selected African countries over the period 2009 to 2019. The study focused…
- Experiences and Challenges with the Introduction of Risk-Based Supervision for Pension Funds
Report · 22 April 2011
Given the move by other financial sectors to initiating a ‘risk-based’ approach to supervision, pension supervisory authorities are also looking to adopt such methods. Following the lead of…
- International Banking Regulation and Supervision after the Crisis: Implications for China
Report
gainst the background of the reform wave of banking regulation and supervision over the world, we review the development path of banking regulation and supervision in China to understand how and in…
- Introduction to Special Issue on Human Capital in Financial Regulation and Supervision Management & Organizational History
14 February 2025
This special issue examines the global importance of human capital in financial regulation and supervision in the twentieth century. It does so through five national case studies, including China…
- A Holistic Approach to the Institutional Architecture of Financial Supervision and Regulation in the EU
10 October 2019
growing consensus has emerged in the post-crisis financial regulatory agenda that the European architecture of financial supervision and regulation is far from ideal. Rather than moving to a…
- Regulation and Supervision: An Ethical Perspective
Report · 21 March 2008
This essay shows that government credit-allocation schemes generate incentive conflicts that undermine the quality of bank supervision and eventually produce banking crisis. For political reasons…
- Nationally Fragmented Supervision Over Multinational Banks as a Source of Global Systemic Risk: A Critical Analysis of Recent EU Reforms
The European single market supported the creation of multinational banking groups. However, the European banking directives and the single license system were built along the model of the stand-alone…
- Internal Loan Ratings, Supervision, and Procyclical Leverage
17 October 2024
Using administrative data from the Shared National Credit (SNC) Program, we find evidence of systematic downward drift in ratings, consistent with initial ratings inflation. The drift is predictable…
- Bank Regulation and Supervision: What Works Best?
15 November 2002
This paper uses our new database on bank regulation and supervision in 107 countries to assess the relationship between specific regulatory and supervisory practices and banking-sector development…
- Challenge of International Cooperation and Institutional Design in Financial Supervision: Beyond Transgovernmental Networks
21 April 2010
This paper explores the case for a global financial regulator. It first identifies two problems with how legal scholars viewed the international financial architecture before the financial crisis.…
- Islamic Banking Regulation and Supervision: Survey Results and Challenges
6 February 2015
The growing presence of Islamic banking needs to be accompanied by the development of effective regulation and supervision. This paper examines the results of the survey conducted by the…
- Bank Supervision
Report · 11 November 2022
We provide a critical review of the empirical and theoretical literature on bank supervision. This review focuses on microprudential supervision: the supervision of individual banking institutions…
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