- GSIB Status and Corporate Lending
23 December 2022
Global Systemically Important Banks (GSIBs) face additional capital requirements and closer supervision. We study how closer supervision affects corporate credit supply and investigate consequences…
- How Do Joint Supervisors Examine Financial Institutions? The Case of State Banks
Report · 8 July 2010
This paper studies what determines whether federal and state supervisors examine state banks independently or together. The results suggest that supervisors coordinate examinations in order to…
- Allocating Bank Regulatory Powers: Lender of Last Resort, Deposit Insurance and Supervision
26 August 2005
We examine the optimal institutional allocation of bank regulation. We find that centralizing the lending of last resort and deposit insurance functions in a regulator leads to excessive forbearance.…
- Pledgeability and Bank Lending Technology
27 October 2022
What is the effect of an expansion of eligible collateral on different lending technologies? We show that expanding eligible collateral (i) increases transactional (T) banks’ interest income and…
- Book Review - Financial Regulation and Supervision, a Post-Crisis Analysis
13 August 2012
The financial crisis has left no part of the financial system untouched. While the cause or causes of the crisis are still a much-debated subject, and as the crisis is moving from private financing…
- The Operation of Supervisory Colleges after the Single Supervisory Mechanism of the European Banking Union
Report · 23 October 2018
This article focuses on the operation of supervisory colleges after implementation of the first pillar of the European Union’s Banking Union -- the Single Supervisory Mechanism. The article concludes…
- Foreign Investment, Regulatory Arbitrage, and the Risk of U.S. Banking Organizations
16 December 2015
This study investigates the implications of cross-country differences in banking regulation and supervision for the international subsidiary locations and risk of U.S. bank holding companies (BHCs).…
- Regulating and Supervising Credit Rating Agencies in the European Union
Report · 31 August 2016
This paper addresses a pressing issue in connection with adequately tackling the recent financial crises: the regulation and supervision of credit rating agencies in the European Union. The paper…
- How Do Institutional Investor Cliques Affect Corporate Financialization: Supervisor or Conspirator?
26 September 2024
This research examines the influence of institutional investor cliques on corporate financialization in China by utilizing the data from 2007 to 2019 across A-share listed non-financial enterprises.…
- EU Hedge Fund Regulation: Hedge Funds and Single Supervision
2 November 2018
Despite the tremendous growth of the hedge fund sector in Europe, the world of hedge funds is still shrouded in a veil of mystery. Politicians and regulators have regularly criticized the hedge fund…
- Should Banking Supervision and Monetary Policy Tasks Be Given to Different Agencies?
14 February 2000
This paper adds some new arguments to the thesis that the responsibility for banking supervision should be assigned to an agency formally separated by the Central bank. We also provide some…
- Evaluating the Impact of Fair Value Accounting on Financial Institutions: Implications for Accounting Standards Setting and Bank Supervision
24 February 2012
Recent standard-setting activity related to fair value accounting has injected new life into questions of whether fair value provides information useful for decision-making, and whether there might…
- Supervising Failing Banks
Report · 17 October 2025
This paper studies the role of banking supervision in anticipating, monitoring, and disciplining failing banks. We document that supervisors anticipate most bank failures with a high degree of…
- Obstacles to Optimal Policy: The Interplay of Politics and Economics in Shaping Bank Supervision and Regulation Reforms
5 May 2000
This paper provides a positive political economy analysis of the most important revision of the U.S. supervision and regulation system during the last two decades, the 1991 Federal Deposit Insurance…
- Auditor Independence - Its Importance to the External Auditor's Role in Banking Regulation and Supervision
22 May 2009
The role of the external auditor in the supervisory process requires standards such as independence, objectivity and integrity to be achieved. Even though the regulator and external auditor perform…
- Creating an EU-Level Supervisor for Cross-Border Banking Groups: Issues Raised by the U.S. Experience with Dual Banking
4 April 2011
The European Union (EU) has been facilitating the growth of cross-border banking groups, but bank supervision remains the responsibility of national supervisors. This mismatch has long been…
- Lessons from the Financial Crisis: Is National Supervision of International Markets to Blame?
Report · 24 September 2009
Due to rising interrelationships between markets, domino-effects and contagion have spread the financial crisis into the European Union. While cross-border flows and international integration of…
- Rational Pension Supervision - First Experiencies of Central and Eastern European States in Comparison with Other Countries (Part III)
Report · 19 July 2009
The subject of our consideration are the experiences relating to pension fund regulations from the point of view of their safety of operations in five countries of Central and Eastern Europe. These…
- Early Warning Networks: Temporal Graph Neural Networks for Banking Supervision and Systemic Risk Assessment
Report · 29 October 2025
Despite decades of regulatory advances, banking crises persist, perhaps because traditional supervision relies on backward-looking metrics that frequently overlook emerging risks until institutions…
- Prudential Supervision: Why is it Important and What are the Issues?
25 September 2000
This paper outlines what problems asymmetric information creates for the financial system and shows and shows that the presence of asymmetric information explains why banks are so important. The…
- The Economics of Supranational Bank Supervision
6 March 2018
This paper examines the effectiveness of cooperation among bank supervisors using anovel dataset on supranational agreements among 4,278 country-pairs. Exploiting that globally operating banks are…
- Effects of Fixed Nominal Thresholds for Enhanced Supervision
Following the financial crisis, the passage of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) and the implementation of Basel III significantly changed the regulatory…
- Lessons Learned from the Financial Crisis for Financial Stability and Banking Supervision
4 May 2011
The financial crisis that began in 2007 has revealed a need for a new supervisory and regulatory approach aimed at strengthening the system and containing the risk of future financial and economic…
- Crisi Economica E Vigilanza Unica Europea Sulle Banche: Alcuni Riflessi Sul Mercato Dei Servizi Finanziari (Financial Crisis and Single European Banking Supervision: Implications for the Financial Services Market)
4 May 2016
Italian Abstract: La vigilanza unica della Banca Centrale Europea rappresenta uno dei tre pilastri dell’Unione Bancaria Europea, insieme al Meccanismo unico di risoluzione delle crisi bancarie e al…
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