Bank Risk-Taking, Securitization, Supervision, and Low Interest Rates: Evidence from Lending Standards

Bank Risk-Taking, Securitization, Supervision, and Low Interest Rates: Evidence from Lending Standards

Bank Risk-Taking, Securitization, Supervision, and Low Interest Rates: Evidence from Lending Standards

We analyze the root causes of the current crisis by studying the determinants of bank lending standards in the Euro Area using the answers from the confidential Bank Lending Survey, where national central banks request quarterly information on the lending standards banks apply to customers.

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