- La Nueva Arquitectura Europea Para la Regulación y Supervisión Financiera (The New European Architecture for Financial Regulation and Supervision)
12 November 2025
El presente trabajo analiza la transformación del modelo europeo de regulación y supervisión de los mercados financieros. La nueva arquitectura para la regulación y supervisión financiera se asienta…
- Mapping Microscopic and Systemic Risks in TradFi and DeFi: A Literature Review
Report · 11 November 2025
This work explores the formation and propagation of systemic risks across traditional finance (TradFi) and decentralized finance (DeFi), offering a comparative framework that bridges these two…
- The European AI Act’s Impact on Financial Markets: From Governance to Co-Regulation
Report · 10 November 2025
The study explores the general regulatory challenges arising from the need to mediate between a horizontal approach to AI regulation and the sector-specific dimensions of financial markets, with…
- Money, Power and AI
Report · 8 November 2025
In this ambitious edited collection, Zofia Bednarz and Monika Zalnieriute bring together leading experts to shed light on how artificial intelligence (AI) and automated decision-making (ADM) create…
- A Regulatory Sandbox for Robo Advice
Report · 7 November 2025
Robo advice, the automated provision of financial advice without human intervention, holds the promise of cheap, convenient and fast investment services for consumers – freed from human error or…
- Financially Ever After: A Thesis on Cryptocurrency and the Global Financial Economy
Report · 6 November 2025
This paper reveals the struggle for regulatory balance between ensuring progressive innovation and stifling fraudulent sophistry in the emerging disruptive blockchain economy. With a particular focus…
- Fostering Digital Financial Services in Africa: A Case of Embracing Innovation for Business and Inclusion
Report · 4 November 2025
With its 54 countries and a total population of 1.2 billion (projected to double over the next 30 years), hopes are high for Africa’s long-term growth. This growth will be fueled by, amongst other…
- COVID-19, Banks, and Fintechs
3 November 2025
The 2020 COVID-19 pandemic and the social distancing measures implemented to stop its spread will leave its mark on people, industries, and government policies long after the disease's health risk…
- Key Elements of an Effective DeFi Framework
Report · 2 November 2025
Decentralized Finance (DeFi) is a rapidly growing but nascent industry. It utilizes blockchain technology to add functionality to the next iteration of the Internet–Web3, that empowers consumers and…
- The Influence of Artificial Intelligence and Emerging Technologies on the Regulation of Insurance Companies in the U.S. - An Exemplary Analysis of California's Rate Making Law
Report · 1 November 2025
Insurance regulation and financial innovation traditionally do not move towards the same direction. Insurance regulation, on the one hand, typically follows pre-determined and conservative…
- Is Decentralized Finance (DeFi) Efficient?
Report · 31 October 2025
This paper examines the efficiency of the Initial Coin Offering (ICO) market through a search- theoretical lens. Search intensity associated with the process of identifying valuable startups is…
- At The Forefront Of Decentralized Finance: Investment DAOs For An Alternative Asset Management
Report · 30 October 2025
In recent years, Decentralized Autonomous Organizations (DAOs) have advanced significantly, transforming organizational operations through blockchain technology by replacing traditional hierarchical…
- How Efficient is Decentralized Finance (DeFi)?
Report · 29 October 2025
This paper examines the efficiency of the Initial Coin Offering (ICO) market through a search- theoretical lens. Search intensity associated with the process of identifying valuable startups is…
- AI Act and the ECB: Steering Financial Supervision in the EU
Report · 27 October 2025
The EU Artificial Intelligence Act (AI Act) is a landmark piece of legislation designed to regulate AI systems according to their risk levels and ensure the protection of fundamental rights. This…
- FinTech Megatrends: An Assessment of Their Industrial and Welfare Implications
26 October 2025
This study aims to assess the industrial and welfare implications of FinTech as documented in the literature, by focusing on its four subsectors - online capital-raising platforms, alternative…
- What Motives and Conditions Drive Countries to Adopt Macroprudential and Capital Management Measures?
Report · 25 October 2025
Countries choose diverse policy mixes of macroprudential and capital flow management measures, yet the drivers behind these policy choices remain largely unexplored. We identify potential conditions…
- The Case for a Best Execution Principle in Cross-border Payments
Report · 24 October 2025
Cross-border payments suffer from a lack of speed and transparency and limited access, resulting in higher overall costs than domestic payments. This paper analyses how the best execution principle…
- DeFi Protocol Risks: The Paradox of DeFi
Report · 23 October 2025
Decentralized Finance (or “DeFi”) is growing in volume and in importance. DeFi promises cheaper and more open access to financial services by reducing the costs and risks of using centralized…
- Technology-Driven Solutions to Banks’ De-risking Practices in Hong Kong: FinTech and Blockchain-based Smart Contracts for Financial Inclusion
22 October 2025
This article examines banks’ de-risking practices inside Hong Kong’s Anti-Money Laundering/Countering the Financing of Terrorism (AML/CFT) regime, a problem that has created considerable tension…
- Determinants of Success in Initial Coin Offerings (Icos): A Review
Report · 21 October 2025
Initial Coin Offerings (ICOs) have emerged as a novel startup funding mechanism, revolutionizing traditional fundraising methods using blockchain technology. This study delves into the critical…
- Interoperability in Digital Markets: Extending the Regulatory and Technical Framework From the Financial Sector
Report · 20 October 2025
Digital services are controlled by large firms. Regulations such as the Digital Markets Act (DMA) impose an interoperability obligation on these firms to interconnect their services with other…
- Great Crypto Crisis: The Prudential Regulation of Systemically Important Crypto Conglomerates
Report · 18 October 2025
Since the crypto winter began in early 2022, several market crashes and institutional collapses of crypto intermediaries, particularly Three Arrows Capital and, recently FTX—have ravaged the…
- Technology and the ‘New Governance’ Techniques of Financial Regulation
Report · 17 October 2025
Modern data and information technologies are having a profound impact on financial services and opening new frontiers in regulation. This article explores the deployment of technology to embed…
- Decoding the Digital Finance Revolution: How Bigtechs, Fintechs and Crypto-Assets Shape Financial Systemic Risk in Us and EU
Report · 16 October 2025
Using a market indicators-based approach, this paper empirically examines whether US and EU financial system stability is affected by the digital finance revolution driven by BigTechs, FinTechs and…
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