The Influence of Artificial Intelligence and Emerging Technologies on the Regulation of Insurance Companies in the U.S. - An Exemplary Analysis of California's Rate Making Law

The Influence of Artificial Intelligence and Emerging Technologies on the Regulation of Insurance Companies in the U.S. - An Exemplary Analysis of California's Rate Making Law

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The Influence of Artificial Intelligence and Emerging Technologies on the Regulation of Insurance Companies in the U.S. - An Exemplary Analysis of California's Rate Making Law

Insurance regulation and financial innovation traditionally do not move towards the same direction. Insurance regulation, on the one hand, typically follows pre-determined and conservative objectives. Chief among them, the protection of consumers through prudent insurance business and solvency thresholds. The insurance business is covered by rigid rules.

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