- Open Finance: an opportunity for financial services
Speech · 17 November 2019
In a 2019 speech at The Investments and Savings Alliance (TISA) Open Finance Conference, FCA Director of Competition Sheldon Mills outlined Open Finance as a major opportunity to transform financial…
- Best of British Conference
Speech · 14 November 2014
In her 2014 "Best of British" speech, Tracey McDermott identifies trust as the essential, yet fragile, foundation of financial services, noting that "trust arrives on foot and leaves in a fast car."…
- Leading the Way on Regulation
Speech · 14 May 2019
In 2019, Karina McTeague's address at the BIBA Conference reflected on the FCA's first six years, emphasizing that trust is the "North Star" for a sustainable insurance industry. She warned that the…
- Rolling regulation forwards
Speech · 16 November 2022
In his November 2022 address to UK Finance, Nikhil Rathi defined the Consumer Duty as the centerpiece of a new era in regulation—one designed to restore public confidence by moving the onus onto…
- Innovation and improving outcomes
Speech · 15 June 2016
In this 2016 address, Christopher Woolard, the FCA’s Director of Strategy and Competition, outlines how the regulator is moving beyond traditional oversight to actively foster disruptive innovation…
- Previous DRR Phases
Report · 19 July 2018
The Digital Regulatory Reporting (DRR) initiative was launched by the FCA and the Bank of England to transform how financial firms meet their reporting obligations. By moving away from manual…
- Operational resilience
News · 13 May 2017
The Financial Conduct Authority defines operational resilience as firms’ ability to prevent, adapt to, respond to, and recover from disruptions while maintaining critical services within defined…
- Payments after PSD2: evolution or revolution
Speech · 9 April 2018
At the Pay360 Conference, Karina McTeague, Director of Retail Banking Supervision at the FCA, highlighted PSD2 and Open Banking as opportunities to enhance consumer choice, market integrity, and…
- Financial Inclusion TechSprint
Event · 7 October 2024
The Financial Conduct Authority, in partnership with FinTech Scotland, ran a Financial Inclusion TechSprint from March to May 2024, bringing 12 teams together to develop technological solutions that…
- Prudential Regulation Authority and Financial Conduct Authority consult on proposals to improve responsibility and accountability in the banking sector
News · 29 July 2014
In July 2014, the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA) launched two landmark joint consultations designed to overhaul individual responsibility and…
- We support Financial Action Taskforce work on de-risking drivers
News · 30 June 2015
In July 2015, the Financial Conduct Authority (FCA) issued a statement supporting the Financial Action Task Force (FATF) in its ongoing efforts to address the complex drivers of "de-risking."…
- Joint Regulatory Oversight Committee highlights 2023 progress and sets out future UK open banking plans
News · 18 December 2023
In December 2023, the Joint Regulatory Oversight Committee (JROC) published a significant update on the progress of UK Open Banking, detailing a roadmap to transition from the current "sweeping"…
- Joint Regulatory Oversight Committee sets out recommendations for the next phase of open banking in the UK
News · 16 April 2023
In April 2023, the Joint Regulatory Oversight Committee (JROC) published a landmark report outlining the strategic roadmap for the next phase of open banking in the UK. Co-chaired by the FCA and the…
- The future of open banking and the Joint Regulatory Oversight Committee
Speech · 20 June 2022
The Joint Regulatory Oversight Committee (JROC) represents a collaborative effort by the FCA, PSR, CMA, and HM Treasury to steer the future of open banking in the United Kingdom. Established in 2022…
- FCA shares feedback on the new standard setting body for open banking
News · 7 August 2025
In August 2025, the Financial Conduct Authority (FCA) published a feedback statement outlining the refined design and role of the "Future Entity," the successor to the Open Banking Implementation…
- FCA announces changes to open banking identification requirements
News · 3 November 2020
The FCA’s 2020 announcement introduced critical changes to open banking identification requirements to prevent service disruption following Brexit. At the center of the issue were eIDAS certificates…
- Karina McTeague speech on retail banking and payments at the PayExpo 2017
Speech · 13 November 2017
In her 2017 speech at PayExpo, Karina McTeague, the FCA’s Director of Retail Banking Supervision, outlined a "new normal" for the payments sector driven by rapid innovation, the implementation of the…
- HM Treasury, CMA, FCA and PSR joint statement to update on the future of open banking
News · 16 December 2022
In December 2022, the Financial Conduct Authority (FCA), the Payment Systems Regulator (PSR), HM Treasury, and the Competition and Markets Authority (CMA) issued a joint statement to provide a…
- HM Treasury, CMA, FCA and PSR joint statement on Open Banking future
News · 25 March 2022
This final statement marks the formal initiation of the Joint Regulatory Oversight Committee (JROC), a high-level collaboration between HM Treasury, the CMA, the FCA, and the PSR. Published in March…
- Office for Professional Body Anti-Money Laundering Supervision (OPBAS)
Concept note · 23 January 2018
Established in 2018 and housed within the FCA, the Office for Professional Body Anti-Money Laundering Supervision (OPBAS) serves as a critical overhead regulator for 25 professional body supervisors…
- FCA Prudential Supervision Forum
News · 20 May 2015
The FCA Prudential Supervision Forum, first held in 2015, established the blueprint for how the FCA regulates the financial health of over 24,000 solo-regulated firms. While the Prudential Regulation…
- Supporting innovation in ESG data and disclosures – the digital sandbox
Report · 22 June 2022
This final report evaluates the Digital Sandbox sustainability cohort, a pilot program run in late 2021 and early 2022 to address the growing challenges of Environmental, Social, and Governance (ESG)…
- It's time for an Enlightenment on financial inclusion
Speech · 28 September 2023
In his September 2023 speech in Glasgow, Nikhil Rathi framed financial inclusion as a modern "Enlightenment" challenge. He clarified that while the FCA does not have a statutory mandate to enforce…
- Authorised Push Payment synthetic data
Report · 12 March 2025
This 2025 update from the Financial Conduct Authority (FCA) highlights a major technological leap in the fight against Authorised Push Payment (APP) fraud, which accounted for £485 million in losses…
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