HM Treasury, CMA, FCA and PSR joint statement on Open Banking future

This final statement marks the formal initiation of the Joint Regulatory Oversight Committee (JROC), a high-level collaboration between HM Treasury, the CMA, the FCA, and the PSR. Published in March 2022, the document signals the UK's commitment to evolving Open Banking from a mandated remedy into a permanent, market-led feature of the financial system.

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