- PRUDENTIAL AUTHORITY REGULATORY STRATEGY
2025–2030 (South Africa)
Strategy · 1 January 2025
The strategy outlines how the PA will enhance regulatory and supervisory frameworks for banks, mutual and co-operative banks, financial conglomerates, insurers, market infrastructures and, over time…
- FSCA Regulatory Strategy 2025-2028
Strategy · 5 May 2025
Financial Sector Conduct Authority’s Regulatory Strategy for 2025–2028 builds on prior reforms and aligns with the 2022 FSAP recommendations, setting out a forward-looking agenda to strengthen market…
- Modeling Payments Regulation and Financial Change
Report · 23 January 2019
Challenging the view that fintech necessarily requires sweeping new regulatory frameworks, the article develops a “payment stack model” that maps incumbents, entrants, and regulatory objectives…
- Analysis of Internet Banking Using Technology Acceptance Model by Experience as Variable Moderation
Report · 19 July 2017
Using survey data from internet-banking users and PLS analysis, the study shows that service awareness positively influences perceived ease of use and perceived usefulness, and that ease of use also…
- Financial Risk and Financial Risk Management Technology (Rmt): Issues and Advances
Report · 31 October 2008
Methods for sound risk management are of increasing interest among Wall Street investment banking and brokerage firms in the aftermath of the October 1987 crash of the stock market. We present an…
- FinTech lending and equity and debt platforms around the world and in Italy (Le piattaforme fintech di prestito e di raccolta di finanziamenti nel mondo e in Italia)
18 September 2025
Italian Abstract: Il lavoro analizza le piattaforme Fintech di prestito e di raccolta di finanziamenti (capitale e obbligazioni) nel mondo e in Italia. Le piattaforme operano come facilitatori che…
- Yves Mersch: The challenge of low interest rates for banks within the banking union
Speech · 3 October 2016
He argues that negative rates, asset purchases and abundant liquidity were essential crisis responses and are still needed to return inflation to the ECB’s definition of price stability, but…
- Felipe M Medalla: Speech for the 2022 Annual Reception for the Banking Community
Speech · 28 October 2022
Medalla notes that the economy has rebounded to pre-pandemic levels but now faces its toughest environment in years—surging global inflation, aggressive Fed tightening, a widening current account…
- Fernando Restoy: Regulation and banking reform
Speech · 6 November 2013
He outlines the three pillars of global regulatory reform: Basel III’s much tougher capital, leverage and liquidity standards (plus macroprudential buffers); new resolution frameworks that replace…
- Fernando Restoy: Challenges for banking resolution
5 June 2014
He argues that “constructive ambiguity” around bailouts has failed and must be replaced by clear, credible bail-in rules that align incentives, protect taxpayers, and still safeguard financial…
- Gent Sejko: Role of the banking industry in the future development of Albania - challenges and opportunities
Speech · 3 June 2019
He stresses that, despite solid growth and profitability, banks must be more proactive in lending to support sustainable economic growth, taking advantage of improved legal and NPL frameworks while…
- Norman T L Chan: Sound banking
Speech · 20 March 2017
He stresses that sound banking is not about excessive risk-taking or short-term profit chasing, but about prudence, fairness and sustainability. While robust regulation sets minimum standards, Chan…
- Global Banking: Paradigm Shift - Managing Transition
Speech · 12 September 2007
He argues that globalisation and the proliferation of complex instruments demand a fresh perspective on credit risk transfer and liquidity risk, warning that “originate-to-distribute” models and…
- Pablo Hernández de Cos: The Spanish banking industry and the economic challenges ahead
Speech · 21 June 2022
He explains that the Spanish economy was still recovering unevenly from the pandemic when the Russian invasion of Ukraine created a new shock, intensifying uncertainty and inflation. Although Spanish…
- 20th International Conference of Banking Supervisors to be held in the United Arab Emirates
News · 16 March 2018
The press release highlights that the biennial ICBS—bringing together central bankers, supervisors from 100+ jurisdictions, and international institutions—will convene in Abu Dhabi in November 2018…
- Turning up the heat: banking and insurance authorities focus on climate risk assessment in the financial sector
Event · 20 February 2020
At an FSI gathering of nearly 100 participants from 69 jurisdictions, authorities highlighted wide disparities in firms’ ability to measure and model climate-related financial risks, stressing that…
- Macroeconomic Effects of Banking Sector Losses across Structural Models
Report · 30 July 2015
The paper evaluates how capital shortfalls in banks propagate through the macroeconomy using five structural policy models that share common foundations but differ in their emphasized transmission…
- Patrick Njoroge: Comments on dangers of recent amendments to Kenya's Banking Act
Speech · 21 March 2019
He stresses that the Central Bank’s mandate is to protect the public interest and financial integrity, and that Kenya faces globalised threats such as terrorism financing, money laundering, and…
- Measuring net banking flows: some challenges
Report · 10 December 2007
They explain that securities now form a much larger share of bank liabilities, but because these instruments trade freely and many holders are non-banks (who do not report to BIS), large portions of…
- Guidance on the application of the Core Principles for Effective Banking Supervision to the regulation and supervision of institutions relevant to financial inclusion
Standard or Guidance · 27 September 2016
The document provides supplemental guidance to apply the Core Principles for Effective Banking Supervision in contexts of financial inclusion, recognising that microfinance providers and other…
- A level playing field in banking
Speech · 30 January 2018
He begins by noting that the post-GFC regulatory architecture—Basel III, the FSB–G20 structure, and common minimum standards—has significantly strengthened resilience and reduced the scope for…
- Dimitar Bogov: What could SEPA bring for the banking and the real sector in the Republic of Macedonia
Speech · 16 May 2014
Governor Bogov explains the National Bank’s operational, supervisory, developmental, and catalyst roles in ensuring efficient and stable payment systems. He highlights Macedonia’s strategic plan…
- Graeme Wheeler: Address to the 10th Asia Pacific high level meeting on banking supervision
Speech · 27 February 2014
Graeme Wheeler reflects on the Global Financial Crisis, the importance of regulatory cooperation, and the distinct challenges faced by small open economies with concentrated risks, foreign-owned…
- Margarita Delgado: The Banking Union - a key building block of the EU project
Speech · 24 October 2019
She situates the Banking Union within the broader EU project, stressing that a stable, integrated financial system is essential for deepening Europe’s economic and political union. Five years in, she…
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