Gent Sejko: Role of the banking industry in the future development of Albania - challenges and opportunities
By Bank for International Settlements (BIS)
He stresses that, despite solid growth and profitability, banks must be more proactive in lending to support sustainable economic growth, taking advantage of improved legal and NPL frameworks while maintaining strict risk management. Credit should shift toward productive, underleveraged sectors (like agriculture and innovative SMEs), reduce FX mismatches, and use hedging tools.
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