- The Board’s Responsibility for Information Technology Governance
Report · 22 October 2011
Few enterprise operational areas present as much inherent risk or prove as difficult to govern as Information Technology (“IT”). To be successful, IT governance requires enterprise commitment at the…
- Financial Technology and the Transmission of Monetary Policy: The Role of Social Networks
Report · 30 March 2022
Financial technology-based (FinTech) lending is expected to ease U.S. mortgage market frictions that have weakened the transmission of monetary policy to households. This paper establishes that…
- Increase in cash holdings of U.S. firms: The role of healthcare and technology industries
Report · 9 March 2018
We examine whether the high cash ratio and the secular increase in cash holdings of U.S. firms are driven by healthcare and technology industries. We find that these two industries have significantly…
- Technology and the Geography of the Foreign Exchange Market
Report · 14 May 2021
We analyze the impact of technology on the production and trade in services, focusing on the location of foreign exchange transactions and the effect of submarine fiber-optic cable connections. Cable…
- Application of Blockchain-enabled Technology: Regulating Non-fungible Tokens (NFTs) in Singapore
Report · 31 January 2022
Twelve-year old Benyamin Ahmed recently launched two NFTs and made close to half a million dollars. He is not the only one to benefit from NFTs. The surging popularity of NFTs means that a greater…
- Technology-motivated Acquisitions and the Real Option Portfolio of Non-tech Firms
Report · 9 January 2025
We are interested in "access to technology" acquisitions of non-tech firms and propose a novel approach to identify such acquisitions, which we call technologymotivated acquisitions (TMA). Studying a…
- Functions and Firms: Using Activity and Entity-Based Regulation to Strengthen the Financial System
Report · 1 August 2019
For the fourth consecutive year, the Office of Financial Research (OFR) and The University of Michigan Center on Finance, Law, and Policy co-hosted a conference addressing timely issues in financial…
- Modeling and Measuring the Business Value of Information Technology
Report · 31 October 2008
Determining the 'business value' of information technology (IT) requires managersto choose performance measures which are well-suited to capturing the economic impacts of the application they are…
- A Systematic Scientific Literature Review of Payment Transactions (Banking) in Blockchain Technology
Report · 9 December 2022
In recent years, blockchain has come under more attention in research and development across several sectors. However, banking-related developments have a chance to have a disruptive effect on the…
- Asset Allocation: Emerging Markets and Technology Stocks
Report · 1 March 2002
During the last two decades, liberalization of capital markets in emerging markets was a common trend. Liberalization caused an increased responsiveness to world factors. Indeed, as argued in this…
- Cryptocurrencies, Technology Stocks, COVID-19 and US Policy Responses: A Fractional Integration Analysis
Report · 21 March 2022
This paper assesses the impact of US policy responses to the Covid-19 pandemic on various cryptocurrencies and also technology stocks using fractional integration techniques. More precisely, it…
- Transformation in Production Technology and the Dynamics of Corporate Investment
Report · 14 February 2015
Capital expenditures of U.S. public firms, relative to total assets, decrease by more than half from 1980 to 2016. The decline is pervasive across industries and firms of different characteristics…
- Should Central Banks Use Distributed Ledger Technology and Digital Currencies to Advance Financial Inclusion?
Report · 24 May 2021
This brief is part of the Central Bank of the Future Project (“CBOTF”), a research project that seeks to identify ways that central banks across the world can improve access to financial products and…
- Enhancing the Usefulness of Blockchain Technology in Finance Sector
Report · 9 December 2019
Blockchain technology has become widely popular with the appearance of cryptocurrencies that use the decentralized nature of blockchain in order to exchange funds between their users. In order to…
- How Fintech Promotes China's Green Finance Development: Policies, Markets and Opportunities
Report · 9 August 2021
In September 2020, Chinese President Xi Jinping announced at the 75th United Nations Conference that China will strive to achieve carbon peaks by 2030 and carbon neutrality by 2060. China's…
- Outreach and Efficiency of Inclusive Banking Through Technology in Tamil Nadu
Report · 21 April 2023
Financial inclusion is one of the means for overall economic development of a country. The growth of the retail banking industry fosters financial inclusion by providing financial products and…
- Payment Technology Complementarities and their Consequences on the Banking Sector
Report · 19 December 2024
Can a new payment technology increase the use of other payment methods and enhance banking sector outcomes, such as deposits and loans? Leveraging individual-level payment and banking data in Brazil…
- E-Payment Technology and Business Finance: A Randomized Controlled Trial with Mobile Money
Report · 14 November 2019
We conducted a randomized controlled trial with small and medium-sized enterprises in Kenya to estimate the causal impact of an e-payment technology on business finance. Using an encouragement…
- Information Technology and the Increasing Efficacy of Non-Legal Sanctions in Financing Transactions
Report · 31 March 2000
This paper investigates the effect of advances in information technology on the private institutions that businesses use to resolve information asymmetries in financing transactions. It discusses…
- Impact of the Green Economy and Financial Technology on Sustained Sustainable Development
Report · 27 May 2025
In this article, we analyze the interaction between the green economy, FinTech, and governance in sustainable development, based on an empirical analysis of 30 countries covering an annual period…
- FinTech, RegTech and the Reconceptualization of Financial Regulation
Report · 5 October 2016
The regulatory changes and technological developments following the 2008 Global Financial Crisis are fundamentally changing the nature of financial markets, services and institutions. At the juncture…
- The Evolving Role of Technology in Mortgage Finance
Report · 11 July 2000
This paper surveys the effects of technology on mortgage finance over the period 1990-2000, from an industry perspective. Important innovations in the three functional areas of origination…
- Recent Finance Advances in Information Technology for Inclusive Development: A Systematic Review
Report · 30 November 2018
The overarching question tackled in this paper is: to what degree has financial development contributed to providing opportunities of human development for those on low-incomes and by what…
- Intersection of Gender and Technology in Bangladesh: Stakeholders Engagement
Report · 30 June 2023
Bangladesh is a developing country in South Asia, where around half of the population is women. The majority of the women are not engaged in economic sectors for several reasons. One particular…
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