- What do new forms of finance mean for EM central banks?
15 November 2015
BIS Papers | No 83 | 16 November 2015PDF full text (5,714kb) | 423 pagesPapers in this volume were prepared for a meeting of senior officials from central banks held at the Bank for International…
- Yannis Stournaras: Global financial and economic crisis - challenges and prospects
14 December 2014
Speech by Mr Yannis Stournaras, Governor of the Bank of Greece, at the 2014 Multinational Finance Society Winter Conference "Global Financial and Economic Crisis: Challenges and Prospects"…
- Zeti Akhtar Aziz: Reflections on financial reform - Malaysia's experience
Speech · 8 December 2013
Speech by Dr Zeti Akhtar Aziz, Governor of the Central Bank of Malaysia (Bank Negara Malaysia), at the 2013 China Business News (CBN) Annual Meeting and Finance Summit "Reflections on financial…
- The 2026 Global AI in Financial Services Report – Adoption, Impact and Risks
Report · 27 April 2026
This report examines the current adoption of AI in financial services from industry, technology and vendor perspectives. It also assesses the impact of AI on the financial services industry…
- CCAR Loss Projection
Solution
The US Federal Reserve uses big data in its Comprehensive Capital Analysis and Review (CCAR) stress-testing process based on granular loan data used to project losses in each retail product.
- Toronto Centre Hosts Effective Supervision Program (Apr 20–24, 2026)
Training · 19 April 2026
Toronto Centre will host the Certified Financial Supervisor (CFS) Level 2 – Effective Supervision Program from April 20 to April 24, 2026, delivered virtually via Zoom. The program is designed to…
- Lael Brainard: The role of financial institutions in tackling the challenges of climate change
Speech · 17 February 2021
Speaking at the 2021 IIF U.S. Climate Finance Summit in Washington, DC, on 18 February, Federal Reserve Governor Lael Brainard said climate change is already imposing significant economic costs and…
- Stress Testing Tools (Pruebas de Tensión)
Data schema
Three automated macroprudential stress testing tools (Credit Risk, Corporate Risk, and Liquidity Risk) developed in collaboration with the IMF to assess banking system resilience under adverse…
- Advanced Credit Risk Analytics (EAD/LGD Models)
Report
A suite of empirical stress-testing and AI-supported credit risk models estimating Exposure at Default (EAD) and Loss Given Default (LGD) across the financial system.
- Project Ellipse: An integrated regulatory data and analytics platform
Solution · 15 March 2022
Project Ellipse explores how technology solutions could enable supervision to be more forward-looking, insights-based and data-driven using an integrated regulatory data and analytics platform. The…
- Reserve Bank of India Annual Report 2024-25
Report · 28 May 2025
In its 2024-25 annual report, the RBI highlighted its ongoing efforts to strengthen financial stability and leverage technology for effective supervision. The central bank focused on improving cyber…
- Supervisory stress testing: A primer
Report · 27 February 2024
A Toronto Centre Note providing comprehensive guidance on the design, effective use, limitations, and interpretation of stress tests by financial supervisors. Explores the full range of stress…
- The sharing of micro data – a central bank perspective
Report · 15 December 2016
This 2016 Irving Fisher Committee (IFC) report presents findings from a survey of 64 central banks on micro data-sharing practices, conducted as part of the G20 Data Gaps Initiative's Recommendation…
- Mario Draghi: Opening speech at the European Banking Congress "The future of Europe"
Speech · 25 November 2013
He defends the ECB’s rate cuts as necessary to prevent inflation from drifting too low, arguing that concerns about savers, financial stability or reform incentives reflect narrow national…
- Pablo Hernández de Cos: The challenges to the Spanish banking industry
Speech · 11 October 2018
He notes that while Spanish banks have significantly strengthened their balance sheets since the crisis—reducing impaired assets, bolstering capital and improving resilience—profitability remains…
- New Quantitative Models of Banking Supervision
Report · 1 January 2004
This publication examines statistical and econometric methods for off-site bank analysis and supervision. The first part describes statistical models using logit regression to estimate probabilities…
- A Roadmap to SupTech Solutions for Low Income (IDA) Countries
Report · 1 January 2020
- Federal Reserve to deliver capital planning and stress testing course in Costa Rica
Training · 11 August 2025
The board of governors of the Federal Reserve System will conduct an intensive four-day course on capital planning and stress testing from 11-14 August 2025 at Costa Rica's financial regulator SUGEF.…
- Lessons on supervisory effectiveness – a literature review
Report · 17 July 2025
Drawing from academic research, policy work, observed bank failures, and supervisory practices, the review defines supervisory effectiveness as the ability to promptly assess prudential risks…
- Macroprudential Supervision – Key Priorities
Event · 18 August 2025
The event targets middle-level officials from MEFMI countries' financial authorities in a programme covering systemic risk identification, stress testing, capital buffers and countercyclical…
- Predicting bank insolvencies using machine learning techniques
Report · 1 January 2017
In this work, we employ a series of modeling techniques to predict bank insolvencies on a sample of US based financial institutions. Our empirical results indicate that the method of Random Forests…
- Strategic intelligence tools for emerging technology governance - A policy primer
Report · 17 July 2025
Emerging technologies hold great promise for addressing societal challenges, boosting growth, and improving lives. Yet their complexity, rapid evolution, and uncertain impacts pose real challenges…
- The external STAR portal: simplifying the management of stress test exercises
Solution · 1 January 2017
Introduced in 2017, the platform allows banks to collaborate digitally and securely with the ECB and NCAs during stress test exercises and to exchange market-sensitive data. Banks input their data…
- Toronto Centre develops framework to address geopolitical risks in financial supervision
Report, Podcast · 12 August 2025
Financial supervisors face mounting challenges from complex, country-specific geopolitical risks that impact their regulatory objectives through varied channels. The Toronto Centre's new assessment…
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