- The Interaction of Technology Choice and Financial Risk Management: An Integrated Risk Management Perspective
Report · 24 January 2007
This paper analyzes the integrated operational and financial risk management portfolio of a firm that determines whether to use flexible or dedicated technology and whether to undertake financial…
- Applications: Financial Risk and Financial Risk Management Technology (Rmt): Issues and Advances
Report · 15 October 2008
Methods for sound risk management are of increasinginterest among Wall Street investment banking and brokeragefirms in the aftermath of the October 1987 crash of the stockmarket. As the knowledge of…
- Increase in cash holdings of U.S. firms: The role of healthcare and technology industries
Report · 9 March 2018
We examine whether the high cash ratio and the secular increase in cash holdings of U.S. firms are driven by healthcare and technology industries. We find that these two industries have significantly…
- Digital Technology, Legal Reforms, and Bank Lending
3 June 2025
The introduction of online collateral auctions through legal reform has established a more efficient bankruptcy resolution mechanism. This technology-driven change has enhanced the ex-ante value of…
- Investing in Lending Technology: It Spending in Banking
29 August 2022
Banks’ lending technology hinges on their handling of soft and hard information in dealing with different types of credit demand. Through assembling a novel dataset on banks’ investment in…
- Organizational Capital and the Effects of Technology Shocks on the Characteristics of Earnings
Report · 24 April 2023
The objective of this study is to hypothesize and test the effects that the introduction of new productive technologies into an an economy have on the characteristics of earnings. To do this, I…
- The Case for a Normatively Charged Approach to Regulating Shadow Banking - Multipolar Regulatory Dialogues as a Means to Detect Tail Risks and Preclude Regulatory Arbitrage
8 October 2019
This paper contributes to the debate on the adequate regulatory treatment of non-bank financial intermediation (NBFI). It proposes an avenue for regulators to keep regulatory arbitrage under control…
- Dealing with the Vulnerability of the Italian Banking System
9 March 2018
The major vulnerabilities of the Italian banking system are the overhang of NPLs and low profitability. Differently from the attention given to excesses of NPLs, the profitability problem is normally…
- Banking Technology in a Markov Switching Economy
14 December 2018
We take the user cost approach to modeling the financial firm that maximizes capitalized variable profit to investigate whether the monetary transmission mechanism differs in low and high interest…
- Micron Technology, Inc.: Riding the Wave—Refinancing Convertible Notes
30 May 2017
In 2013, Micron Technology (Micron), a leading provider of advanced memory solutions, was finally having a good year after several difficult years. In July, its share price rose above $14, an…
- Information Technology and Credit Markets
11 July 2001
This paper analyzes the impact of an information technology revolution on credit markets. We focus on two aspects of technological progress. On the one hand, better information technology may result…
- Remarks on Blockchain and Distributed Ledger Technology in Financial Market Infrastructures
Report · 5 March 2024
Distributed Ledger Technology (built on a blockchain) enables peer to peer interactions between financial institutions without the need for any distinguished, trusted intermediaries. In principle…
- The Role of Business Model Analysis in the Supervision of Insurers
Report · 27 March 2014
The Prudential Regulation Authority (PRA) supervises insurance companies since, in the absence of regulation, there could be adverse effects for policyholders and financial stability. Like all firms…
- Distributed Ledger Technology for Securities Clearing and Settlement: Benefits, Risks, and Regulatory Implications
Report · 13 December 2018
This article outlines the benefits and risks of the distributed ledger technology (DLT) for the clearing and settlement phase of the trade life cycle and describes its potential role for central…
- Innovate to Survive: The Effect of Technology Competition on Corporate Bankruptcy
13 November 2008
This paper establishes a strong relation between technology competition and corporate bankruptcy. Using detailed firm-level patent data we show that: 1) the capability of firms to innovate predicts…
- Supervisory Shopping in the Banking Sector: When is it Socially Desirable?
25 August 2015
This paper analyzes the welfare impact of supervisory shopping in the banking sector. Supervisory shopping leads to a welfare-increasing "race to the top" among supervisors, if strong supervision…
- Pledgeability and Bank Lending Technology
27 October 2022
What is the effect of an expansion of eligible collateral on different lending technologies? We show that expanding eligible collateral (i) increases transactional (T) banks’ interest income and…
- Foreign Investment, Regulatory Arbitrage, and the Risk of U.S. Banking Organizations
16 December 2015
This study investigates the implications of cross-country differences in banking regulation and supervision for the international subsidiary locations and risk of U.S. bank holding companies (BHCs).…
- Early Warning Networks: Temporal Graph Neural Networks for Banking Supervision and Systemic Risk Assessment
Report · 29 October 2025
Despite decades of regulatory advances, banking crises persist, perhaps because traditional supervision relies on backward-looking metrics that frequently overlook emerging risks until institutions…
- Optimal Prudential Regulation of Banks and the Political Economy of Supervision
2 July 2014
We consider a moral hazard economy in banks and production to study how incentives for risk taking are affected by the quality of supervision. We show that low interest rates may generate excessive…
- LA SUPERVISIÓN, SU IMPACTO EN LA RENTABILIDAD FINANCIERA DE LAS PYMES: SECTOR MANUFACTURERO (Supervision, Impact on the Financial Profitability of Pymes: Manufacturing Sector
13 November 2025
Investigación descriptiva y correlacional, cualitativa y cuantitativa, realizada en 11 pequeñas y medianas empresas del sector manufacturero, de San Francisco de Campeche, Campeche, México. Aborda la…
- Boosting transformational technology
Report · 9 January 2017
The dynamic interplay between regulatory frameworks and technological innovation is a defining factor in Africa’s economic trajectory, particularly within the realm of digital financial services…
- Steven Maijoor: Changing landscape, changing supervision - preserving financial stability in times of tech revolution
Speech
Speech by Mr Steven Maijoor, Executive Director of Supervision of the Netherlands Bank, at the 6th Annual Afore Conference, Amsterdam, 9 February 2022.The views expressed in this speech are those of…
- Effective Supervision Program (CFS Level 2)
Training · 7 April 2025
This five-half-day virtual course, to be held via zoom, addresses supervisory improvements following the 2023 bank failures. The programme examines risk monitoring, stress testing, business model…
Showing 25–48 of 51 resources.