- Towards Formal Ontologies for Technology Risk Measurement in the Banking Industry
Report · 20 June 2005
Formal ontologies are well suited for embodying different types of domain knowledge and they provide reasoning capabilities to various applications. Our paper proposes a basic approach for applying…
- Supply Chain Management System's Cybersecurity Based on Blockchain Technology
Report · 21 February 2023
The U.S. power grid is a complex system of systems that requires a trustworthy, reliable, and secure global supply chain. A formidable challenge considering the increasing number of networked…
- Technology Acceptance and Performance: A Field Study of Broker Workstations
31 October 2008
We develop a model to predict 1) the use of a multifunctional, broker workstation with a windowed interface and 2) the relationship between workstation use and performance. Brokers and sales…
- Investing in Lending Technology: IT Spending in Banking
5 October 2021
This paper studies the economics behind the investment in information technologies (IT) by U.S. commercial banks in the past decade. By linking banks’ IT spending to their lending technologies, we…
- From FinTech to TechFin: The Regulatory Challenges of Data-Driven Finance
29 April 2017
Financial technology (‘FinTech’) is transforming finance and challenging its regulation at an unprecedented rate. Two major trends stand out in the current period of FinTech development. The first is…
- Impact of Technology Adoption on the Operational Efficiency of Commercial Banks in Nepal
26 September 2023
The study examines the effect of technology adoption on the operational efficiency of commercial banks in Nepal. Net Profit Margin(NPM) and Operating Expenses (OE) are the dependent variables. The…
- Evaluating the Role of Financial Technology in Strengthening Operational Integrity and Strategic Resource Management in Nonprofit and Government Sectors
11 September 2025
The integration of financial technology (FinTech) into nonprofit and government sectors is transforming traditional models of resource oversight, operational efficiency, and financial accountability.…
- The Impact of Audit Committee Information Technology Expertise on the Reliability and Timeliness of Financial Reporting
Report
We examine whether information technology expertise on audit committees impacts the reliability and timeliness of financial reporting. We find a reduction in the likelihood of material restatements…
- Does Successful Investment in Information Technology Solve the Productivity Paradox?
26 February 2009
Based on previous empirical research, there seems to be little relation between investment in information technology (IT) and financial performance (often referred to as the 'productivity paradox').…
- ICT Services and Their Prices: What Do They Tell Us About Productivity and Technology?
21 February 2017
This paper reassesses the link between ICT prices, technology, and productivity. To understand how the ICT sector could come to the rescue of a whole economy, we extend a multi-sector model due to…
- Financial Innovation and Risk: Evidence from Operational Losses at U.S. Banking Organizations
29 November 2023
This study documents that financial innovation is associated with adverse operational risk externalities. Using supervisory data on operational losses from large U.S. bank holding companies (BHCs)…
- The Future of Compliance Technology: RegTech and Its Role in Reducing Systemic Vulnerabilities
16 October 2025
The rapid evolution of regulatory requirements and the increasing complexity of global financial systems have created a pressing need for innovative compliance solutions. Regulatory Technology…
- Technology as Risk
Report · 26 February 2013
Technology is a source of risk. Not only because it often has unintended consequences, but also because accelerating technological change creates compound risks resulting from multiple interacting…
- Operational Risk Management and Supervision in Sudanese Islamic Banks (إدارة ومراقبة المخاطر التشغيلية بالمصارف الإسلامية السودانية)
Report · 24 February 2025
English abstract: The purpose of this study is to examine the practices of operational risk management and supervision that implemented by the Sudanese Islamic banks, and their effectiveness in…
- Impact of Technology on the Performance of Commercial Banks in Bangladesh
30 January 2018
mong the financial service industry, the banking sector was one of the first to embrace rapid globalization and benefit significantly from IT development. Recently the private banks of Bangladesh are…
- New Art for the People: Art Funds & Financial Technology
17 February 2020
The art market is notoriously opaque and insular. On the primary market, only insiders have access to desirable works, and even basic information like price is typically confidential. And even on the…
- Exploring Relationships Between Technology Use and Time Spent in the Financial Planning Process
14 January 2019
Using a unique data set with detailed information on the backgrounds and practices of 654 financial planners, this study examines the associations between the use of technologies by financial…
- Does Information Technology Reputation Affect Bank Loan Terms?
14 January 2014
The aim of this study is to provide a systematic analysis of the effect of information technology (IT) reputation (i.e., the accumulation of public recognition of the quality of a firm’s IT…
- Opening the Box: Information Technology, Work Practices, and Wages
4 April 2003
We examine the association between different kinds of information technology (IT), work practices, and wages for the job of customer service representative in 303 U.S. bank branches. We test for main…
- The Supervisory Framework Surrounding Nonbank Participation in the U.S. Retail Payments System: An Overview
19 July 2005
Nonbank providers of payment services are important in the United States and appear to have become more prominent in recent years. This development, by itself, poses unique risks to the payments…
- High-Quality Information Technology and Capital Investment Decisions
5 July 2019
We examine the effect of high-quality information technology (IT) on management’s capital investment decisions. Evaluating capital investment decisions with contemporary investment efficiency and…
- A Relationship between Information Technology Implementation and Acquisition of Competitive Advantages in Banking in Croatia
20 November 2018
Strong development of information technology corresponds to a growing corporate investment into this segment, especially in the field of financial services and telecommunications. This work aims to…
- Managing Disruptive Technology: Internet Banking Ventures for Traditional Banks
Report · 26 April 2010
This study examines the perception of the nature of technological change for Internet Banking by proposing and testing a model of the strategic management of online banking by traditional banks.…
- Fraud Risk – The Role of Information Technology
10 July 2014
The report is about an analysis for how banks have done transformations for a lot of years and continue to depend on technology more and more for providing fulfillment of transactions to its valuable…
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