- Financial Technology and the Poverty Gap: The Case of Middle East and Africa
6 April 2022
This study analyzes the impact of the proliferation of Financial Technology (FinTech) on the achievability of the Sustainable Development Goals (SDGs) with respect to extreme poverty by 2030. Using…
- Can Technology Bridge The Gap Between Rural Development And Financial Inclusions
Report · 9 March 2021
Poverty reduction and income inequality have remained major challenges in all economies especially in developing countries. It is evident that digital financial service, as a platform, enhances great…
- Digital Inclusive Finance, Financing Constraints, and Technological Innovation of Smes——Differences in the Effects of Financial Regulation and Government Subsidies
19 January 2023
The development of digital inclusive finance provides new opportunities for the technological innovation of SMEs. In this paper, the New Third Board enterprises were used as research samples, and the…
- Mobile Technology Supply Factors and Mobile Money Innovation: Thresholds for Complementary Policies
6 May 2021
This study complements the extant literature by assessing how enhancing supply factors of mobile technologies affect mobile money innovations for financial inclusion in developing countries. The…
- Adoption of Internet Banking in Sri Lanka: An Extension to Technology Acceptance Model
Report · 14 March 2017
This study develops an extended model to predict customer adoption of Internet banking based on the Technology Acceptance Model (TAM) integrating with perceived risks, perceived web site features. In…
- Can Information and Communications Technology Applications Contribute to Poverty Reduction? Lessons from Rural India
Report · 25 May 2006
Information and Communications Technology (ICT) can reduce poverty by improving poor people's access to education, health, government and financial services. ICT can also help small farmers and…
- Internet Banking in India - What Hinders Technology Spread in Rural Areas
India is predominantly an agricultural country and its about 70 % of the population resides in rural areas . With the spread of higher education hubs towards rural areas in the shape of spread of…
- Facilitating Agricultural Technology Adoption Among the Poor: The Role of Service Delivery Through Mobile Phones
Report · 24 March 2013
The use of mobile phones in poverty reduction and development has ignited much interest over the past decade. To take advantage of the rapid expansion of mobile phones in developing countries…
- A Conceptual Study on Banking, Technology and Quality Management in Rural India
9 June 2017
The banking industry has grown tremendously in volume and complexity in the last few decades. A whole lot of improvements have been witnessed in the area relating to financial viability…
- Mobile Business Technology and Business Proliferation of Banks – A Futuristic Approach
8 July 2016
Technological progress has enormous significance for the development process of a nation as well as an individual business organization. Mobile business technology is the proliferation of mobile…
- Role of Financial Technology in Eradication of Financial Exclusion
22 May 2024
In rural parts of the country majority of population are “unbanked” i.e. they don’t have access to the formal financial services and hence poor people are forced to rely on money lenders (informal…
- Can Banks Lend Like Fintechs? Technology, PPP, and the COVID-19 Pandemic
2 May 2022
Using granular data, we describe the dimensions along which bank technologies differ from fintech competitors and construct a novel measure of a bank’s technology based upon its technology overlap…
- Unlocking Potential: The Impact of Financial Technology (FinTech) on Financial Inclusion and Personal Economic Security
30 May 2024
[enter AbstracFinancial technology, or FinTech, is revolutionizing access to financial services. Traditional systems often leave underserved populations behind due to distance, documentation…
- Systematic Review of Blockchain Technology in Trade Finance and Banking Security
Report · 3 March 2025
Blockchain technology has emerged as a transformative force in financial systems, offering enhanced security, transparency, and efficiency in banking, trade finance, and regulatory compliance. This…
- Conceptualising a Technology and Digitalization Framework for Zimbabwean Microfinance Institutions to Improve Service Delivery
19 December 2023
There has been a rapid continuous change in the business world in the past two decades. The dynamism of technology has forced many businesses to heavily rely on digitalizing as it is the new way of…
- New Technology Adoption and Peer Effects among Service Workers: Evidence from Aadhaar Enabled Payment System
22 September 2025
Given the increasing pace of new technology introductions and associated adoption challenges experienced by service workers, our study investigates whether and to what extent peers affect service…
- Information Technology and Credit: Evidence from Public Guarantees
19 May 2020
This paper investigates whether banks' information technology (IT) can substitute for local branch presence in the provision of small business credit. Our identification strategy relies on loan-level…
- Review of Maqashid Sharia on the Implementation of Technology in Islamic Microfinance Institutions (IMFI)
13 October 2020
The development of services in Islamic microfinance institutions (BMT) is currently accompanied by the development of digital services based on information technology. The purpose of this paper is to…
- The Effect of Financial Technology Services on Banks Customers Satisfaction in Nigeria
13 June 2017
This Research project sets out to examine the impact of financial technology services on bank’s customer satisfaction in Nigeria. The objective of this study is specifically to examine whether…
- Demographics and Technology Diffusion: Evidence from Mobile Payments
15 April 2024
Using data on the adoption of mobile payment systems in India, we argue that the age composition of the population can impact the diffusion of new technologies. Evidence from a leading Indian bank…
- Fostering Digital Financial Services in Africa: A Case of Embracing Innovation for Business and Inclusion
Report · 4 November 2025
With its 54 countries and a total population of 1.2 billion (projected to double over the next 30 years), hopes are high for Africa’s long-term growth. This growth will be fueled by, amongst other…
- Unlocking Access to Finance for SMEs: A Cross-Country Analysis
Report · 29 September 2025
Countries in the MENAP and CCA regions have the lowest levels of financial inclusion of small and medium enterprises (SMEs) in the world. The paper provides empirical evidence on the drivers of SME…
- FinTech in Uganda: Implications For Regulation
10 September 2025
FinTech holds great potential for both financial inclusion and economic development in a wider sense. Digital financial solutions have been expanding access and reach to consumers, especially the…
- Leveraging Financial Technology: A Comparative Analysis of the Legal Readiness of Nigeria for Fintech Disruption Vis-A-Vis Other Jurisdictions
9 September 2025
The world thrives on continuous technological innovations in diverse areas, from health to agriculture, education, information, and even finance, amongst others. The essence of these innovations is…
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