- DCASH: Towards A Digitally Inclusive Future
Blog · 27 August 2025
In this blog published by the Eastern Caribbean Central Bank,Karina A Johnson reflects on the outcomes of its pioneering DCash pilot, describing the initiative as a foundational step toward a more…
- Classifying payment patterns with artificial neural networks: An autoencoder approach
Report · 7 December 2020
Payments and market infrastructures are the backbone of modern financial systems and play a key role in the economy. One of their main goals is to manage systemic risk, especially in the case of…
- Sistema Central de Pagos (SCP) Surveillance
Solution · 16 January 2023
The SCP is a real-time gross settlement (RTGS) infrastructure operated by the Banco Central del Ecuador (BCE) that anchors the national payment ecosystem, integrating automated dashboards to monitor…
- Anomaly Detection in Ecuador Payments System
Presentation · 11 November 2019
At a 2019 CEMLA course on financial technologies and central banking, the Banco Central del Ecuador presented an innovative machine-learning use case for payment system oversight. The project…
- III. Central banks and payments in the digital era
Report · 24 June 2020
Central banks are actively pursuing a range of policies to tackle existing shortcomings. The objective is to ensure that households and businesses have access to safe and efficient payment options.…
- Ida Wolden Bache: Central bank digital currency and real-time payments
Speech · 5 November 2020
Speech by Ms Ida Wolden Bache, Deputy Governor of Norges Bank (Central Bank of Norway), at Finance Norway's Payments Conference, 5 November 2020.The views expressed in this speech are those of the…
- FX settlement risk: an unsettled issue
5 December 2022
BIS Quarterly Review | December 2022 | 05 December 2022by Marc Glowka and Thomas NilssonPDF version (151kb) | 7 pagesData behind the graphsFX settlement risk, the risk that one party to a currency…
- Frank Elderson: 2014 PIN Agreement - incentive for socially efficient and innovative payments
3 September 2014
Speech by Mr Frank Elderson, Executive Director of the Netherlands Bank, on the occasion of the signing of Further Agreement II ("the PIN Agreement 2014"), The Hague, Ministry of Finance, 3 September…
- François Villeroy de Galhau: The digital payment revolution
Speech · 7 October 2020
Speech by Mr François Villeroy de Galhau, Governor of the Bank of France, at the Fintech Forum, Paris, 7 October 2020.The views expressed in this speech are those of the speaker and not the view of…
- François Villeroy de Galhau: Central banks and finance in the face of a triple revolution
Speech · 25 November 2021
Speech by Mr François Villeroy de Galhau, Governor of the Bank of France and Chairman of the Autorité de contrôle prudentiel et de resolution (ACPR), at the Conference of ACPR, Paris, 25 November…
- Fintech speeches
18 September 2025
BIS Management and central banks address fintech and related topics in speeches and lectures.Date: (dd/mm/yyyy)Author:Abdul Rasheed GhaffourAdnan Zaylani Mohamad ZahidAdrian OrrAgustín CarstensAhmet…
- Felipe M Medalla: The current Philippine digital landscape - what's next beyond the digital payments transformation roadmap
Speech · 29 May 2023
Speech by Mr Felipe M Medalla, Governor of Bangko Sentral ng Pilipinas (BSP, the central bank of the Philippines), at the FinTech Alliance.ph General Membership Meeting, Manila, 29 May 2023. The…
- Eddie Yue: Hong Kong's positioning and prospect as an international financial centre
Speech · 9 December 2021
Opening remarks by Mr Eddie Yue, Chief Executive of the Hong Kong Monetary Authority, at The People's Bank of China and Hong Kong Monetary Authority Joint Seminar "Hong Kong's positioning and…
- Denis Beau: Fostering innovation within a framework of trust
Speech · 26 June 2025
Speech by Mr Denis Beau, First Deputy Governor of the Bank of France, at the Pay Tech Day, Paris, 26 June 2025.The views expressed in this speech are those of the speaker and not the view of the…
- Cecilia Skingsley: Changing payments market
Speech · 24 November 2014
Speech by Ms Cecilia Skingsley, Deputy Governor of the Sveriges Riksbank, at the Royal Institute of Technology, Stockholm, 24 November 2014.The views expressed in this speech are those of the speaker…
- Carl-Ludwig Thiele: Closing remarks - Focus Session by the European Central Bank and Deutsche Bundesbank
Speech · 28 March 2017
Closing remarks by Mr Carl-Ludwig Thiele, Member of the Executive Board of the Deutsche Bundesbank, at the Focus Session by the European Central Bank and Deutsche Bundesbank, Frankfurt am Main, 28…
- West Africa Payments & Fraud Policy Sprint
Event · 8 July 2025
AIR and WAMI will hold the policy sprint in Lagos, Nigeria, focused on developing policy-driven solutions to combat fraud and enhance the safety of digital payment systems across West Africa.…
- Retail fast payment systems as a catalyst for digital finance
Report · 21 November 2024
Retail fast payment systems (FPS) like Brazil's Pix, India's UPI and Switzerland's TWINT have stimulated the diffusion of digital finance apps. With a rich dataset on app downloads and use for 86,163…
- Jessica Chew Cheng Lian: Opening remarks - Central Bank Payments Conference
Speech · 11 June 2024
Opening remarks by Ms Jessica Chew Cheng Lian, Deputy Governor of the Central Bank of Malaysia (Bank Negara Malaysia), at the Central Bank Payments Conference, organised by Currency Research, Kuala…
- Jon Nicolaisen: Challenges for the payment system
Speech · 12 November 2014
Speech by Mr Jon Nicolaisen, Deputy Governor of Norges Bank (Central Bank of Norway), at the Finance Norway's payments conference, Oslo, 12 November 2014.The views expressed in this speech are those…
- Benjamin E Diokno: The Philippine economy - bright prospects ahead
Speech · 7 October 2019
The speech outlines a comprehensive strategic roadmap for the Bangko Sentral ng Pilipinas (BSP) as it orchestrates the Philippines' transition toward a modern, "cash-light" economy. At the heart of…
- Benjamin E Diokno: Leadership talk - transformation amidst changes and challenges
Speech · 24 November 2021
Speech by Mr Benjamin E Diokno, Governor of Bangko Sentral ng Pilipinas (BSP, the central bank of the Philippines), at the 76th Philippine Institute of Certified Public Accountants Annual Convention…
- Michele Bullock: Policymaking at the Reserve Bank of Australia
Speech · 18 October 2022
Speech by Ms Michele Bullock, Deputy Governor of the Reserve Bank of Australia, at the Australian Finance Industry Association (AFIA) Annual Conference, Sydney, 18 October 2022.The views expressed in…
- Nestor A Espenilla, Jr: Build, build, building our FIN-frastructure
24 October 2017
Speech by Mr Nestor A Espenilla, Jr, Governor of Bangko Sentral ng Pilipinas (BSP, the central bank of the Philippines), at The Asset's 12th Philippine Forum, Pasay City, 24 October 2017.The views…
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