- Policymakers must enable consumer data rights and protections in financial services
Report · 19 October 2021
This report examines the accelerating momentum in the United States toward establishing robust consumer financial data rights and portability. After a decade of relative inactivity following the…
- Controversy over Google’s Privacy Sandbox shows need for an industry regulator
Blog · 22 June 2021
This blog post analyzes the regulatory challenges surrounding Google’s "Privacy Sandbox" initiative, which aims to phase out third-party cookies in the Chrome browser in favor of interest-based…
- EU-US digital cooperation: A common response to tech challenges?
Event · 10 April 2019
The US and the EU face similar challenges stemming from the digitalization of everything. Online disinformation, data protection and privacy, and artificial intelligence all pose serious questions…
- Technologists deserve a greater role in government policymaking
News · 9 September 2015
This article reports on efforts by Federal Trade Commission Chairwoman Edith Ramirez to strengthen consumer privacy protection by involving technologists more directly in policymaking. Recognizing…
- The future of open banking and the Joint Regulatory Oversight Committee
Standard or Guidance · 20 June 2022
The work of the Joint Regulatory Oversight Committee (JROC)—comprising the FCA, the Payment Systems Regulator (PSR), the CMA, and HM Treasury—has successfully transitioned the UK from the "Open…
- PSR and FCA launch joint call for information on big tech and digital wallets
News · 14 July 2024
In July 2024, the Financial Conduct Authority (FCA) and the Payment Systems Regulator (PSR) launched a joint Call for Information to assess the impact of Big Tech on the digital wallet ecosystem. As…
- FS23/1 - Feedback Statement on Synthetic Data Call for Input
Report · 8 February 2023
The FCA’s Feedback Statement on synthetic data summarises input on challenges in accessing high-quality data for financial services innovation, covering risks, benefits, generation techniques, and…
- PSR and FCA launch joint call for information on big tech and digital wallets
News · 14 July 2024
Following the joint Call for Information (CFI) launched in July 2024, the Financial Conduct Authority (FCA) and the Payment Systems Regulator (PSR) published their official Feedback Statement…
- Navigating the UK's Digital Regulation Landscape: Where are we headed?
Speech · 21 April 2024
In his April 2024 address at the Digital Regulation Cooperation Forum, FCA Chief Executive Nikhil Rathi detailed the regulator's strategic transition toward a more coordinated and technologically…
- Open Finance: an opportunity for financial services
Speech · 17 November 2019
In a 2019 speech at The Investments and Savings Alliance (TISA) Open Finance Conference, FCA Director of Competition Sheldon Mills outlined Open Finance as a major opportunity to transform financial…
- Payments after PSD2: evolution or revolution
Speech · 9 April 2018
At the Pay360 Conference, Karina McTeague, Director of Retail Banking Supervision at the FCA, highlighted PSD2 and Open Banking as opportunities to enhance consumer choice, market integrity, and…
- The future of open banking and the Joint Regulatory Oversight Committee
Speech · 20 June 2022
The Joint Regulatory Oversight Committee (JROC) represents a collaborative effort by the FCA, PSR, CMA, and HM Treasury to steer the future of open banking in the United Kingdom. Established in 2022…
- FCA shares feedback on the new standard setting body for open banking
News · 7 August 2025
In August 2025, the Financial Conduct Authority (FCA) published a feedback statement outlining the refined design and role of the "Future Entity," the successor to the Open Banking Implementation…
- Joint Regulatory Oversight Committee sets out recommendations for the next phase of open banking in the UK
News · 16 April 2023
In this news report, the Joint Regulatory Oversight Committee (JROC), co-chaired by the FCA and the Payment Systems Regulator (PSR), outlines a strategic roadmap for the "next phase" of open banking…
- FCA shares feedback on the new standard setting body for open banking
News · 7 August 2025
This 2025 news story marks a pivotal transition in the UK’s financial infrastructure, as the Financial Conduct Authority (FCA) provides feedback on the establishment of the "Future Entity." Replacing…
- Gent Sejko: The future is now - how innovation is reshaping Albanian financial services in 2025 and beyond
Speech · 20 March 2025
In this forward-looking address, Governor Gent Sejko outlines the profound digital transformation of Albania's financial landscape as it moves toward 2025. He emphasizes that innovation is no longer…
- Michael S Barr: The Federal Reserve's role in supporting responsible innovation
Speech · 7 September 2023
In this September 2023 address at the Philadelphia Fintech Conference, Vice Chair Michael S. Barr outlines the Federal Reserve’s strategy for fostering a modern payments system that balances rapid…
- BIS Innovation Hub work on open finance
News
In an increasingly digital world, data are paramount, both for individuals (as an ever-increasing number of market participants ask for their personal data) and for corporates (as more and more…
- Report on open banking and application programming interfaces (APIs)
Report · 18 November 2019
The Report on open banking and application programming interfaces (APIs) monitors the evolving trend of open banking observed in Basel Committee member jurisdictions and discusses the implications of…
- EU Supervisory Digital Finance Academy advanced training weeks kicks off with suptech taking centre stage
Event, Training · 10 February 2025
The Academy resumed its residential training weeks in Florence, hosting 34 National Competent Authorities (NCA) participants between 10-13th February 2025. The program combined machine learning…
- FintechLAC: The future of digital financial inclusion in Latin America and the Caribbean.
Event · 18 September 2024
The Inter-American Development Bank’s 5th annual FintechLAC meeting took place in Bogota, Colombia and virtually on 20th and 21st July 2024. The meeting delved into the evolution of the fintech…
- Global Legal Entity Identifier Foundation (GLEIF) and Open Ownership launch global network to boost data transparency
News, Open Data · 6 March 2025
GLEIF and Open Ownership have established the Global Open Data Integration Network (GODIN) to enhance data interoperability across sectors. The initiative aims to align open data with global…
- Inter-American Development Bank (IDB) and BIS join forces to foster innovation and financial inclusion in Latin America and the Caribbean
News · 18 April 2024
The two institutions are exploring and developing technology that can help to modernise the region's financial systems. The first initiative resulting from this collaboration is Project FuSSE (Fully…
- Latin American capital market supervision workshop examines technological innovation and internal digital transformation
Event · 9 June 2025
The 9-13 June 2025 workshop in Montevideo, Uruguay, brought together representatives from twelve regulatory agencies across Latin America and Spain to discuss technological innovation in supervisory…
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