- The Financial Stability Implications of Artificial Intelligence
Report · 14 November 2024
This report revisits the 2017 FSB report on AI and machine learning in financial services by taking stock of recent advancements, exploring use cases in the financial sector and drivers of adoption…
- Ais Research on Ai: Achieving Comparative Advantage Through Technology Agnosticism and Business Process Reengineering
Report · 24 June 2025
ounting researchers, especially but not limited to those in AIS, are enthusiastically embracing the large language model generative version of artificial intelligence, the most famous example of…
- Examining the Relationship between Data Sources and AI Technology Use in Tax Practices of CPA and Law Firms: The Moderating Role of Strategic Resources – a PLS-SEM Approach
Report · 5 September 2023
The operations of taxation practices in certified public accounting (CPA) and law firms have been undergoing significant changes due to the complexity of the global regulatory environment, the…
- Comment on Financial Institutions’ Use of Artificial Intelligence, including Machine Learning
15 June 2021
These Comments, submitted in response to the Consumer Financial Protection Bureau's Request for Information: Financial Institutions' Use of Artificial Intelligence, including Machine Learning…
- Affordable Housing Through Smart Mortgage Financing: Technology, Analytics, And Innovation
Report · 19 May 2025
Toward achieving affordable housing for lower-and middle-income individuals, this book proposes a family of new smart mortgage origination, servicing, and secondary-market technologies and systems…
- Financial literacy and technology acceptance drive intention to use robo-advisors
21 October 2025
Robo-advisors have been hailed as financial innovations that combine Artificial Intelligence (AI) and low-cost advisory services, with the potential to democratize stock market participation and…
- An Extension of the Theory of Technology Dominance: Capturing the Underlying Causal Complexity
25 May 2022
The Theory of Technology Dominance (TTD) provides a theoretical foundation for understanding how Artificial Intelligence (AI) based systems impact human decision-making. The theory has three phases…
- Human Rights and Technology: New Challenges for Justice and Accountability
Report · 20 November 2020
This review surveys contemporary challenges in the field of technology and human rights. The increased use of artificial intelligence (AI) in decision making in the public and private sectors—e.g.…
- Bank Runs in the Digital Era: Technology, Psychology and Regulation
22 April 2025
bank run occurs when a large group of depositors withdraw their money from banks at the same time. The bank customers involved are typically driven by fears that the institution will become…
- Factors Influencing Use Intention of Internet-Only Banks in Korea: An Extension of Extended Unified Theory of Acceptance and Use of Technology and Technology Readiness Index
4 June 2022
This study examined the mechanisms accounting for current and potential customers’ use intention of Internet-only banks by integrating the Extended Unified Theory of Acceptance and Use of Technology…
- Technology Driven Innovations in Financial Services
26 October 2020
Financial systems worldwide are increasingly experiencing the mounting pressure of the technology based financial innovations. Some of these developments are generating alternative financial…
- The Impact of the ESG Factor on Industrial Performance An Analysis using Machine Learning Techniques
Report · 23 September 2025
In recent years, the transition towards a more sustainable economic model has become increasingly important for both financial market participants and supervisory and regulatory authorities. In a…
- Use of Artificial Intelligence in the Derivatives Market: Opportunities and Risks
Report · 29 June 2025
The relevance of the topic chosen for this paper can be explained by the fact that at the present stage of development of the financial market, innovations are playing a crucial role opening new…
- How artificial intelligence affects financial consumers
Report · 31 January 2019
This report explores the transformative impact of artificial intelligence on the consumer financial services market and its profound implications for financial protection and inclusion. The author…
- A conversation with Congresswoman Yvette Clarke (D-NY) on AI accountability and election integrity | The TechTank Podcast
Podcast · 22 October 2023
TechTank, a biweekly podcast from the Center for Technology Innovation at Brookings, explores today’s most consequential technology issues. Moderators Nicol Turner Lee and Darrell West speak with…
- Creating equitable standards for federal use of facial recognition technology
Report · 12 March 2024
This testimony delivered by Dr. Nicol Turner Lee before the United States Commission on Civil Rights addresses the critical intersection of federal governance and facial recognition technology. As…
- Leveraging AI and emerging technologies to unlock Africa’s potential
Inception report · 13 January 2025
This essay serves as a foundational analysis of the transformative potential and systemic risks associated with the deployment of artificial intelligence and emerging technologies across the African…
- Previewing the TechStream newsletter: The geopolitics of TikTok
Report, News
Every week, the TechStream newsletter brings you the latest from Brookings’ TechStream and news and analysis about the world of technology. To sign up and get this newsletter delivered to you inbox…
- How technology can reduce government fraud
Event · 14 September 2021
Artificial intelligence (AI) is being deployed in many different sectors, but one of the most important growth areas lies in finance and operations. Both public and private sector organizations are…
- Artificial Intelligence (AI) update – further to the Government’s response to the AI White Paper
Report · 21 April 2024
Following the UK Government’s pro-innovation AI strategy, the Financial Conduct Authority outlines its approach to promoting the safe, responsible use of AI in financial markets while supporting…
- Harnessing AI and technology to deliver the FCA’s 2025 strategic priorities
Speech · 30 June 2025
In her July 2025 address at City Week, Jessica Rusu, the FCA’s Chief Data, Information and Intelligence Officer, positioned innovation not as a separate workstream, but as the "heartbeat" of the…
- AI and the FCA: our approach
News · 7 September 2025
The FCA supports the safe and responsible adoption of AI in UK financial markets through a principles-based, outcomes-focused approach. Rather than creating new AI-specific rules, it relies on…
- Ten years of FCA innovation: impact and opportunity
Speech · 16 October 2024
In her October 2024 keynote, Jessica Rusu celebrated a decade of regulatory evolution, marking the transition of the FCA from a traditional watchdog to a global leader in financial technology. Since…
- Artificial Intelligence (AI) update – further to the Government’s response to the AI White Paper
Standard or Guidance · 21 April 2024
In this April 2024 update, the FCA detailed its strategic alignment with the UK Government’s "Pro-Innovation Approach to AI Regulation." Moving away from creating a new, separate AI regulator, the…
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