Survey of Electronic Money Developments
By Bank for International Settlements (BIS)
This seminal 2000 report by the CPSS represents the "First Wave" of central bank policy-making in the digital era. At a time when the internet was first revolutionizing commerce, the G10 central bank governors recognized that "Electronic Money"—defined as stored-value or prepaid products like smart cards and early digital cash—could potentially replace physical cash for small-value payments.
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