Robo-Advice as a Digital Finance Platform (Asesoramiento Financiero Automatizado (Robo-Advice), Nuevo Animal Financiero)

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Robo-Advice as a Digital Finance Platform (Asesoramiento Financiero Automatizado (Robo-Advice), Nuevo Animal Financiero)

English Abstract: This paper is about automated financial advice, known as Robo-Advice. Its origin and development are analysed as a prominent Fintech activity. After tackling its legal nature as a service platform and showing how it is different from traditional human advice, its legal framework is addressed, particularly in the European Union, to conclude with some legislative policy proposals…

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