REDEC – Registro de Deuda Consolidada: consolidated debt registry with reporting, consultation and consent-management systems

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REDEC – Registro de Deuda Consolidada: consolidated debt registry with reporting, consultation and consent-management systems

By Comisión del Mercado Financiero Chile

Consolidated debt registry administered by the CMF under Law 21,680 (July 2024) and General Rule 540 (14 July 2025). It centralises the debts of natural persons reported by more than 150 entities, against roughly 40 under the former banking debtor list, with up to five years of history and anonymised datasets for credit-market analysis, through three systems: a reporting system for obligated…

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