Promise (Un)kept? Fintech and Financial Inclusion

Promise (Un)kept? Fintech and Financial Inclusion

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Promise (Un)kept? Fintech and Financial Inclusion

This paper by the International Monetary Fund (IMF) uses a comprehensive dataset to investigate the relationship between fintech and financial inclusion in a panel of 84 countries over the period 2012–2020. The paper finds that the magnitude and statistical significance of fintech on financial inclusion varies according to the type of instrument.

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