It's time for an Enlightenment on financial inclusion

In his 2023 address in Glasgow, Nikhil Rathi invoked the spirit of the Scottish Enlightenment to call for a modern revolution in financial inclusion. He argued that while the FCA provides the regulatory framework, the "spark" for inclusion must come from technological ingenuity—using AI and Open Banking to reach those traditionally excluded by the "last taboo" of discussing debt and financial…

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