Improving Credit Information, Bank Regulation, and Supervision: On the Role and Design of Public Credit Registries

Improving Credit Information, Bank Regulation, and Supervision: On the Role and Design of Public Credit Registries

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Improving Credit Information, Bank Regulation, and Supervision: On the Role and Design of Public Credit Registries

Powell, Mylenko, Miller, and Majnoni analyze how data in public credit registries can be used both to strengthen bank supervision and to improve the quality of credit analysis by financial institutions. Empirical tests using public credit registry (PCR) data were performed in collaboration with the central banks in Argentina, Brazil, and Mexico.

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