How far can digital innovation improve credit to small firms in emerging market economies?

How far can digital innovation improve credit to small firms in emerging market economies?

BIS Bulletin | No 99 | 27 February 2025by Julián Caballero, Sebastian Doerr, Aaron Mehrotra and Fabrizio ZampolliPDF full text (614kb) | 8 pagesKey takeawaysSmall and medium-sized enterprises (SMEs) in emerging market economies struggle to access credit, partly due to firms' short financial histories and lack of collateral.

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