How does bank capital affect the supply of mortgages? Evidence from a randomized experiment

How does bank capital affect the supply of mortgages? Evidence from a randomized experiment

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How does bank capital affect the supply of mortgages? Evidence from a randomized experiment

BIS Working Papers | No 557 | 01 April 2016by Valentina Michelangeli and Enrico SettePDF full text (764kb) | 44 pagesWe study the effect of bank capital on the supply of mortgages. We fully control for endogenous matching between borrowers, loan contracts, and banks by submitting randomized mortgage applications to the major online mortgage broker in Italy.

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