Granular Transaction-Level Digital Lending Market Analysis

Granular Transaction-Level Digital Lending Market Analysis

Solution

Granular Transaction-Level Digital Lending Market Analysis

2018 pilot analyzing 20 million loans across 5.1 million accounts over 23 months from the three largest digital lenders, segmented by gender, age, and region. Findings on overindebtedness, multiple borrowing, debt traps, and a gender gap despite equivalent repayment behavior informed the 2018-2019 microfinance and Financial Consumer Protection Regulations that brought digital lenders into BoT's…

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