Gatekeeping the gatekeepers: when big techs and fintechs own banks – benefits, risks and policy options

Gatekeeping the gatekeepers: when big techs and fintechs own banks – benefits, risks and policy options

Gatekeeping the gatekeepers: when big techs and fintechs own banks – benefits, risks and policy options

FSI Insights | No 39 | 20 January 2022by Raihan Zamil and Aidan LawsonPDF full text (490kb) | 24 pagesExecutive Summary (93 KB, PDF)Following the 2007–09 financial crisis, big techs and fintechs started to offer financial services without the need for or interest in a banking license.

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