Finternet: the financial system for the future

Report

Finternet: the financial system for the future

By Bank for International Settlements (BIS)

This paper outlines a vision for the Finternet — an interconnected network of financial ecosystems that puts individuals and businesses at the centre of their financial lives. It promotes a user-centric, inclusive model that removes barriers between financial services through technologies like tokenisation and unified ledgers, supported by sound economic and regulatory frameworks.

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