European Banking Authority (EBA) publishes its annual report on the convergence of supervisory practices for 2023 and unveils the European Supervisory Examination Programme (ESEP) for 2025.

The annual report highlights the European Union (EU)-wide, consistent implementation of 2023 priorities in supervisory work programmes but underlines the need for further consistency in the identification and treatment of risks covered by Pillar 2 requirements. The ESEP, on the other hand, identifies key topics for heightened supervisory attention across the EU.

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