Do words create reality? The development of fintech-banking as seen in financial reports

In this work, we propose a way to examine the development of fintech banking in the previous decade (2010–2020) through a new index that measures innovation tendency. The index is based on textual analysis of financial statement relying on a sample of 127 banks from 18 countries for the years 2012–2019.

• Use cases, geography and tags
• Organizations that created, adopted or are mentioned
• Ecosystem position
• Link to the original asset
• Comments and reactions