Disruptive innovation in financial markets
By Financial Conduct Authority UK
In her 2015 speech to the OECD, Mary Starks used the "Back to the Future" hoverboard as a metaphor for the rapid transition from concept to market. She argued that while the first internet revolution merely put "online banking" on a screen, the second wave—FinTech—was fundamentally disrupting the "stodgy" traditional banking core.
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