Credit Bureaus Between Risk-Management, Creditworthiness Assessment and Prudential Supervision

Credit Bureaus Between Risk-Management, Creditworthiness Assessment and Prudential Supervision

This paper discusses the role and operations of consumer Credit Bureaus in the European Union in the context of the economic theories, policies and law within which they work. Across Europe there is no common practice of sharing the credit data of consumers which can be used for several purposes.

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