Carlos da Silva Costa: From Banking Union to Financial Union - overcoming current challenges

Carlos da Silva Costa: From Banking Union to Financial Union - overcoming current challenges

Speech

Carlos da Silva Costa: From Banking Union to Financial Union - overcoming current challenges

He traces how EMU’s original design flaws and post-crisis fragmentation made Banking Union inevitable, yet today its pillars—supervision, resolution, and a still-absent common deposit insurance—remain insufficient to break the bank–sovereign nexus.

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