Andrew Bailey opening speech at the FCA Conference on Intergenerational Differences

Andrew Bailey opening speech at the FCA Conference on Intergenerational Differences

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Andrew Bailey opening speech at the FCA Conference on Intergenerational Differences

In his July 2019 opening address at the Royal College of Physicians, then-FCA Chief Executive Andrew Bailey identified intergenerational financial change as the most significant long-term challenge to the financial well-being of the UK. He argued that the traditional post-war lifecycle—characterized by early home ownership, debt-free retirement, and guaranteed pensions—has effectively collapsed.

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