Aging gracefully: steering the banking sector through demographic shifts

Aging gracefully: steering the banking sector through demographic shifts

Aging gracefully: steering the banking sector through demographic shifts

BIS Working Papers | No 1193 | 12 June 2024by Christian Schmieder and Patrick A ImamPDF full text (2,478kb) | 55 pagesSummaryFocusWe examine the implications of demographic shifts, particularly ageing populations, on banking business models and financial stability. As populations age, demand for credit declines, prompting banks to adjust their operations and asset allocations.

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